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3435 Cord Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3435 Cord Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,412 sqft · built 2021
Lot Size2.31 acres (101,059 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Apr 2021)
Tax Bill$5,384 (2025)
Deeds & MortgagesApr 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN252630508000010735

Property Details

APN / Parcel Number

Primary APN252630508000010735

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,412 sqft Heated Area
Gross Area4,169 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area101,059 sqft (2.31 acres)
Garage TypeFinished
Pool Area450 sqft
PorchOpen Porch
Deck Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3435 CORD AVE
CitySAINT CLOUD
StateFL
Zip34772-8022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST 2 PB 1 PG 365 N 1/2 OF LOT 73 LESS W 5 FT
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR EST 2
Legal Tract5080
Legal Lot Number73
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43304

Owner

Source: Osceola County records · APN 252630508000010735

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3435 CORD AVE, SAINT CLOUD, FL 34772-8022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Deed Document Number2021063537
Deed Book / Page5944 / 1634
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2021
Property Address3435 CORD AVE, SAINT CLOUD, FL 34772-8022
Document Number0059441634
Book / Page5944 / 1634
Map ReferenceMB 1 PG 365
Instrument DateApr 23, 2021
Instrument2021063537
Transaction TypeConstruction Loan
Record UpdatedAug 03, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 CORD AVE, SAINT CLOUD, FL 34772-8022
InvestorPossibly a Property Investor

Mortgage

Document Number0059441635
DateApr 27, 2021
Instrument5944/1635
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,384.00 (+6.78%) Homeowner's exemption$378,036 (+5.99%)$537,500 (+5.08%) Land $117,200 Building $420,300
2023$5,042.00 (+3.85%) Homeowner's exemption$356,682 (+3%)$511,500 (+17.75%) Land $116,000 Building $395,500
2022$4,855.00 Homeowner's exemption$346,294$434,400 Land $92,800 Building $341,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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