Kenton County property record for 3474 Sunbrite Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 2004 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2021) |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-02-044.00 |
| Primary APN | 045-00-02-044.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,872 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3474 SUNBRITE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY GARDEN EST SEC 1 LOT 44 |
| Legal Subdivision | COUNTRY GARDEN ESTS |
| Legal Phase | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records · APN 045-00-02-044.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU |
| Aug 20, 2021 | Correction Deed |
| Jun 18, 2021 | Warranty Deed, Transfer |
| Dec 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 20215900193 |
| Deed Book / Page | 112 / 694 |
| Prior Transfer Date | Aug 05, 2021 |
| Prior Transfer Doc | 0005900193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900306 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 248/857 |
| Instrument | 21072705900306 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, OH 45662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 20, 2021 |
| Property Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Document Number | 0005900193 |
| Book / Page | 112 / 694 |
| Map Reference | SL A-342 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 21082005900193 |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1604 DRAKE CT, HEBRON, KY 41048-8249 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 18, 2021 |
| Property Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Document Number | 0005900194 |
| Book / Page | 98 / 887 |
| Map Reference | SL A-342 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 21061805900194 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 DRAKE CT, HEBRON, KY 41048-8249 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 23, 2019 |
| Property Address | 3474 SUNBRITE DR, COVINGTON, KY 41015-2356 |
| Document Number | 0000000118 |
| Book / Page | 0I4383 / 000175 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 118 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3474 SUNBRITE DR COVINGTON KY 410152356, COVINGTON, KY 41015-2356 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,121.00 (-7.03%) | $315,000 (-) Land $40,000 Building $275,000 | $315,000 (-) Land $40,000 Building $275,000 |
| 2023 | $3,357.00 | $315,000 Land $40,000 Building $275,000 | $315,000 Land $40,000 Building $275,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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