Kenton County property record for 3473 Ridgewood Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 936 sqft · built 1980 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Apr 2012) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-049.00 |
| Primary APN | 017-40-00-049.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 936 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3473 RIDGEWOOD DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 5 LOT 62 0.37 ACS SS RIDGEWOOD DR |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 5 |
| Legal Lot Number | 62 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3473 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Oct 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2012 · Amount on Record |
| Deed Sale | Apr 26, 2012 · Amount on Record |
| Prior Sale | Oct 12, 2011 · Amount on Record |
| Deed Document Number | 201204 26 059 00071 |
| Deed Book / Page | 3041 / 238 |
| Last Transfer Date | May 9, 2014 |
| Transfer Doc | 0005900287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3473 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000000329 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3473 RIDGEWOOD DR ERLANGER KY 410182819, ERLANGER, KY 41018-2819 |
| Document Number | 0000000329 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 0I4375/000150 |
| Instrument | 329 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 8, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 10, 2019 |
| Property Address | 3473 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000000277 |
| Book / Page | 004342 / 000259 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 277 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3473 RIDGEWOOD DR ERLANGER KY 410182819, ERLANGER, KY 41018-2819 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $25,000 Building $125,000 | $150,000 (-) Land $25,000 Building $125,000 | |
| 2025 | $1,486.00 (-7.07%) | $150,000 (-) Land $25,000 Building $125,000 | $150,000 (-) Land $25,000 Building $125,000 |
| 2023 | $1,599.00 | $150,000 Land $25,000 Building $125,000 | $150,000 Land $25,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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