3473 Churchill Downs, Stow, OH 44224 Property Records

Summit County property record for 3473 Churchill Downs, Stow, OH 44224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,364 sqft · built 2003
Lot Size	0.512 acres (22,311 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jun 2026)
Tax Bill	$11,862 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-14790`

Property Details

APN / Parcel Number

Primary APN	`56-14790`
Alternative APN	`ST0042903011000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	4,021 sqft
1st Floor Area	1,122 sqft
Basement Area	1,535 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,311 sqft (0.512 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Area	418 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3473 CHURCHILL DOWNS
City	STOW
State	OH
Zip	44224-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAMBI FARM EST PH I R2 LOT 76 ALL
Legal Subdivision	PAMBI FARM EST PH I R2
Legal Phase	I
Legal Lot Number	76
Jurisdiction	SUMMIT OH
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	530502

Owner

Source: Summit County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4140 E STATE ST, HERMITAGE, PA 16148-3401
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 21, 2017	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Aug 6, 2025 · Amount on Record
Deed Document Number	202657026147
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0055867815
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT OH
Recording Date	Jun 4, 2026
Property Address	3473 CHURCHILL DOWNS, STOW, OH 44224-5808
Document Number	0057026147
Instrument Date	May 28, 2026
Instrument	202657026147
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 E STATE ST, HERMITAGE, PA 16148-3401

Mortgage

Document Number	0057026147,
Date	Jun 4, 2026
Instrument	202657026147

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3473 CHURCHILL DOWNS, STOW, OH 44224-5808
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056995180
Date	Dec 29, 2025
Instrument	56995180

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3473 CHURCHILL DOWNS, STOW, OH 44224-5808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056292251
Date	Apr 21, 2017
Instrument	56292251

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3473 CHURCHILL DOWNS, STOW, OH 44224-5808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056416771
Date	Oct 3, 2018
Instrument	56416771

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Summit County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Summit County
Municipality	Stow City
Unified School District	Stow-Munroe Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,400 (+18.29%) Land $37,048 Building $138,352	$501,140 (+18.29%) Land $105,850 Building $395,290
2025	$11,862.00 (+39.13%)	$148,285 (+%) Land $30,653 Building $117,632	$423,670 (-) Land $87,580 Building $336,090
2023	$8,526.00 (-0.15%)	$148,280 (+12.93%) Land $30,650 Building $117,630	$423,670 (+12.94%) Land $87,580 Building $336,090
2022	$8,539.00	$131,300 Land $27,130 Building $104,170
2020			$375,140 Land $77,500 Building $297,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOW PUBLIC WATER SYSTEM private · serves 35,437 people · EPA ID OH7704503
Water Source	Purchased surface water from AKRON CITY PWS
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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