3461 Churchill Downs, Stow, OH 44224 Property Records

Summit County property record for 3461 Churchill Downs, Stow, OH 44224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,138 sqft · built 2000
Lot Size	0.425 acres (18,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,975 (Feb 2001)
Tax Bill	$11,405 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-14789`

Property Details

APN / Parcel Number

Primary APN	`56-14789`
Alternative APN	`ST0042903010000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	948 sqft
Basement Area	528 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,530 sqft (0.425 acres)
Lot Dimensions	170 ft deep x 109 ft wide
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Deck Area	256 sqft
Patio Area	769 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3461 CHURCHILL DOWNS
City	STOW
State	OH
Zip	44224-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAMBI FARM EST PH I R2 LOT 75 ALL
Legal Subdivision	PAMBI FARM EST PH I R2
Legal Phase	I
Legal Lot Number	75
Jurisdiction	SUMMIT OH
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	530502

Owner

Source: Summit County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3461 CHURCHILL DOWNS, STOW, OH 44224-5808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 1, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2001 · Amount on Record
Deed Sale	Feb 9, 2001 · Amount on Record
Prior Sale	Jun 12, 2000 · Amount on Record
Deed Document Number	200154510869
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3461 CHURCHILL DOWNS, STOW, OH 44224-5808
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056685979
Date	Oct 19, 2021
Instrument	56685979

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3461 CHURCHILL DOWNS, STOW, OH 44224-5808
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056643851
Date	May 25, 2021
Instrument	56643851

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3461 CHURCHILL DOWNS, STOW, OH 44224-5808
Document Number	0056325102
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3461 CHURCHILL DOWNS STOW OH 442245808, STOW, OH 44224-5808

Mortgage

Document Number	0056325102
Date	Sep 11, 2017
Instrument	56325102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	156 Months
Due	Sep 10, 2030

Tax Assessment & Valuation

Source: Summit County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Summit County
Municipality	Stow City
Unified School District	Stow-Munroe Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,243 (+16.6%) Land $35,854 Building $130,389	$474,980 (+16.61%) Land $102,440 Building $372,540
2025	$11,405.00 (+42.33%)
2023	$8,013.00 (-0.56%)	$142,570 (+12.54%) Land $29,580 Building $112,990	$407,340 (+12.55%) Land $84,520 Building $322,820
2022	$8,058.00	$126,680 Land $26,180 Building $100,500
2020			$361,920 Land $74,790 Building $287,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOW PUBLIC WATER SYSTEM private · serves 35,437 people · EPA ID OH7704503
Water Source	Purchased surface water from AKRON CITY PWS
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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