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3472 Shallow Cove Ln, Clermont, FL 34711 Property Records

Lake County property record for 3472 Shallow Cove Ln, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,307 sqft · built 2019
Lot Size0.292 acres (12,731 sqft)
Owner2 Individual Names on File
Last Sale$995,000 (Jan 2026)
Tax Bill$13,246 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN02-23-26-0010-000-01900

Property Details

APN / Parcel Number

Primary APN02-23-26-0010-000-01900
Alternative APNs
  • 262302001000001900
  • 3906886

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,307 sqft Living Area
Gross Area3,707 sqft
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,731 sqft (0.292 acres)
View / LotLake Front
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3906886
Street Address3472 SHALLOW COVE LN
CityCLERMONT
StateFL
Zip34711-6570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINNOVATION AT HIDDEN LAKE PB 68 PG 92-94 LOT 19 ORB 5275 PG 1792 ORB 5490 PG 1727 ORB 6092 PG 2468
Legal Range26E
Legal Township23S
Legal Section2
Legal SubdivisionINNOVATION AT HIDDEN LAKE
Legal TractA-G
Legal Block1
Legal Lot Number19
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1003
Census Tract31306

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 15, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jun 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 7, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2026 · Amount on Record
Deed SaleJan 13, 2026 · Amount on Record
Prior SaleMay 7, 2019 · Amount on Record
Deed Document Number20264640
Deed Book / Page6665 / 104
Prior Transfer DateFeb 13, 2023
Prior Transfer Doc0060922468
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 13, 2026
Property Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0066650104
Book / Page6665 / 104
Map ReferenceMB 68 PG 92-94
Instrument DateJan 8, 2026
Instrument2026004640
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,965.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3956 W TOWN CENTER BLVD, ORLANDO, FL 32837-6103

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570

Mortgage

Document Number0006665106
DateJan 13, 2026
Instrument6665/106
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateFeb 15, 2023
Property Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0060922468
Book / Page6092 / 2468
Map ReferenceMB 68 PG 92
Instrument DateFeb 13, 2023
Instrument2023017281
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateJun 22, 2020
Property Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0054901727
Book / Page005490 / 001727
Instrument DateJun 17, 2020
Instrument66612
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3472 SHALLOW COVE LN CLERMONT FL 347116570, CLERMONT, FL 34711-6570

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateMay 7, 2019
Property Address3472 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0052751792
Book / Page5275 / 1792
Map ReferenceMB 68 PG 92
Instrument DateApr 30, 2019
Instrument2019050756
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,619.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address675D FORUM DRIVE #310310, 675D, ORLANDO, FL 32821

Transferred To (Grantee/Buyer)

NameVerified Name
Address3956 W TOWN CENTER BLVD # 535, 535, ORLANDO, FL 32837-6103

Mortgage

Document Number2019050757
DateMay 7, 2019
Instrument2019050757
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$767,547 (-0.32%) Land $300,000 Building $467,547$767,547 (-0.32%) Land $300,000 Building $467,547
2025$770,011 (-4.37%) Land $300,000 Building $470,011$770,011 (-4.37%) Land $300,000 Building $470,011
2024$13,246.00 (+0.03%)
2023$13,242.00 (+18.44%) Homeowner's exemption$805,180 (+0.31%)$805,180 (+0.31%) Land $300,000 Building $505,180
2022$11,180.00$802,716$802,716 Land $300,000 Building $502,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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