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3468 Shallow Cove Ln, Clermont, FL 34711 Property Records

Lake County property record for 3468 Shallow Cove Ln, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,062 sqft · built 2019
Lot Size0.288 acres (12,531 sqft)
OwnerIndividual Name on Record
Last Sale$989,000 (Dec 2021)
Tax Bill$13,638 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN02-23-26-0010-000-01800

Property Details

APN / Parcel Number

Primary APN02-23-26-0010-000-01800
Alternative APNs
  • 262302001000001800
  • 3906885

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,062 sqft Living Area
Gross Area4,818 sqft
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,531 sqft (0.288 acres)
View / LotLake Front
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3906885
Street Address3468 SHALLOW COVE LN
CityCLERMONT
StateFL
Zip34711-6570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINNOVATION AT HIDDEN LAKE PB 68 PG 92-94 LOT 18 ORB 5847 PG 1452
Legal Range26E
Legal Township23S
Legal Section2
Legal SubdivisionINNOVATION AT HIDDEN LAKE
Legal TractA-G
Legal Block1
Legal Lot Number18
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1003
Census Tract31306

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
WHITNEY BANK
Dec 1, 2021Lease, Transfer
Jul 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 22, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleJul 22, 2019 · Amount on Record
Deed Document Number2021165733
Deed Book / Page5847 / 1452
Prior Transfer DateJun 24, 2020
Prior Transfer Doc0055011020
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 1, 2021
Property Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0058471452
Book / Page5847 / 1452
Map ReferenceMB 68 PG 92
Instrument DateNov 23, 2021
Instrument2021165733
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,923.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13788 HARTLE GROVES PL APT 209, 209, CLERMONT, FL 34711-8787

Transferred To (Grantee/Buyer)

NameVerified Name
Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570

Mortgage

Document Number0058471454
DateDec 1, 2021
Instrument5847/1454
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

December 2021: Lease, Transfer

Document TypeLease
JurisdictionLAKE FL
Recording DateDec 1, 2021
Property Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0058471467
Book / Page5847 / 1467
Map ReferenceMB 68 PG 92
Instrument DateNov 17, 2021
Instrument2021165735
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 NW 107TH AVE # 3RD, MIAMI, FL 33172-3130
InvestorPossibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateJul 10, 2020
Property Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0055011020
Book / Page005501 / 001020
Instrument DateJun 24, 2020
Instrument73595
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3468 SHALLOW COVE LN CLERMONT FL 347116570, CLERMONT, FL 34711-6570

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 22, 2019
Property Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570
Document Number0053131310
Book / Page5313 / 1310
Map ReferenceMB 68 PG 92
Instrument DateJul 18, 2019
Instrument2019081635
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,179.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address3468 SHALLOW COVE LN, CLERMONT, FL 34711-6570

Mortgage

Document Number53131314
DateJul 22, 2019
Instrument5313/1314
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$843,668 (-0.31%) Land $300,000 Building $543,668$843,668 (-0.31%) Land $300,000 Building $543,668
2025$846,329 (+3.75%) Land $300,000 Building $546,329$846,329 (-4.43%) Land $300,000 Building $546,329
2024$13,638.00 (+1.59%)
2023$13,425.00 (+2.72%) Homeowner's exemption Additional exemption filed$815,730 (+3%)$885,538 (+0.3%) Land $300,000 Building $585,538
2022$13,070.00 Homeowner's exemption Additional exemption filed$791,977$882,877 Land $300,000 Building $582,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation99.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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