3471 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3471 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 2007
Lot Size	0.047 acres (2,047 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Sep 2026)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-26-30-0613-0001-0830`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0613-0001-0830`
Alternative APNs	`263026061300010830` `158047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	1,781 sqft
1st Floor Area	669 sqft
Upper Floors Area	891 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,047 sqft (0.047 acres)
Garage Type	Attached
Garage Area	202 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	19 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3471 ALLEGRA CIR
City	SAINT CLOUD
State	FL
Zip	34772-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	PORTOFINO VISTA PB 20 PGS 43-48 LOT 83
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	PORTOFINO VISTA
Legal Tract	613
Legal Block	830
Legal Lot Number	83
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43207

Owner

3471 Allegra Cir is owned by an individual who bought it in September 2026.

Source: Osceola County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1495 DIAMOND LOOP DR, KINDRED, FL 34744-6068
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	2026120871
Deed Book / Page	7036 / 641
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2026
Property Address	3471 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number	0000120871
Book / Page	7036 / 641
Instrument Date	Sep 11, 2026
Instrument	2026120871
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	SETTLEMENT SERVICES, EVERGREEN SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135,744.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 DIAMOND LOOP DR, KINDRED, FL 34744-6068

Mortgage

Document Number	0000120872,
Date	Sep 16, 2026
Instrument	2026120872

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000120873,
Date	Sep 16, 2026
Book Page	7036/659
Instrument	2026120873

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3471 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3471 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0061911167
Date	Apr 11, 2022
Book Page	6191/1167
Instrument	2022057294

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3471 Allegra Cir was $5,143, up 7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,143.00 (+70.02%)	$144,708	$214,800 Land $38,000 Building $176,800
2024	$3,025.00 (+1.85%)
2023	$2,970.00 (+2.41%) Homeowner's exemption	$136,534 (+3%)	$227,400 (+27.11%) Land $14,900 Building $212,500
2022	$2,900.00 Homeowner's exemption	$132,558	$178,900 Land $14,900 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3471 Allegra Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3471 Allegra Cir is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

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