MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Transaction
Amount
Amount on Record
Tax
$1,932.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
20 FOX VALLEY LN, 20, MAYLENE, AL 35114-5882
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3846 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OSCEOLA FL
Property Address
3467 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Instrument Date
Mar 17, 2020
Transaction Type
Mortgage
Record Updated
Jun 10, 2020
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3467 ALLEGRA CIR ST CLOUD FL 347726718, ST CLOUD, FL 34772-6718
Mortgage
Document Number
56941948
Date
Mar 18, 2020
Book Page
005694/001948
Instrument
39245
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
COPPELL, TX 75019
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 17, 2050
October 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OSCEOLA FL
Recording Date
Oct 15, 2019
Property Address
3467 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number
0056052746
Book / Page
005605 / 002746
Instrument Date
Sep 27, 2019
Instrument
132807
Transaction Type
Transfer
Record Updated
Oct 29, 2019
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Tax
$1,214.16
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor
Possibly a Property Investor
August 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OSCEOLA FL
Recording Date
Aug 8, 2017
Property Address
3467 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number
0051902525
Book / Page
005190 / 002525
Instrument Date
Jul 28, 2017
Instrument
114006
Transaction Type
Transfer
Record Updated
Aug 25, 2017
Title Company
PRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC
Transaction
Amount
Amount on Record
Tax
$1,050.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3467 ALLEGRA CIR ST CLOUD FL 347726718, ST CLOUD, FL 34772-6718
Tax Assessment & Valuation
The 2025 property tax bill for 3467 Allegra Cir was $4,496 with a homeowner's exemption, down 1.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Municipality
St. Cloud City
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,496.00 (-1.75%)Homeowner's exemption
$223,100Land $38,000Building $185,100
$223,100Land $38,000Building $185,100
2024
$4,576.00 (-17.55%)
2023
$5,550.00 (+60.54%)
$237,400 (+45.23%)Land $14,900Building $222,500
$237,400 (+27.29%)Land $14,900Building $222,500
2022
$3,457.00Homeowner's exemption
$163,461
$186,500Land $14,900Building $171,600
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3467 Allegra Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone A high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Not determined for this zone
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 66 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
66 in force
Nearby Flood Claims
2 (2017–2024)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Oct 2024 · Hurricane Milton
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3467 Allegra Cir is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood
0.04% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025