3470 S Cole Rd, Boise, ID 83709 Property Records

Ada County property record for 3470 S Cole Rd, Boise, ID 83709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,383 sqft · built 1968
Lot Size	0.952 acres (41,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$688,275 (Feb 2026)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R8043250031`

Property Details

APN / Parcel Number

Primary APN	`R8043250031`
Alternative APN	`R8043250030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,383 sqft Living Area
Gross Area	4,515 sqft
1st Floor Area	1,021 sqft
Upper Floors Area	1,341 sqft
Basement Area	1,021 sqft
Finished Basement	1,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	41,469 sqft (0.952 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	432 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3470 S COLE RD
City	BOISE
State	ID
Zip	83709-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BLK 2 EXC R/W A T SORENSEN SUB #0030-B
Legal Range	02E
Legal Township	03N
Legal Section	30
Legal Subdivision	A T SORENSEN SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1072
Census Tract	2100

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3470 S COLE RD, BOISE, ID 83709-4915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 1, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	20267039
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3470 S COLE RD, BOISE, ID 83709-4915
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002980
Date	Jan 7, 2021
Instrument	2021-002980

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3470 S COLE RD, BOISE, ID 83709-4915
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071661
Date	Aug 15, 2022
Instrument	2022-071661

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 2, 2026
Property Address	3470 S COLE RD, BOISE, ID 83709-4915
Document Number	0000007039
Map Reference	MB 20 PG 1336
Instrument Date	Feb 2, 2026
Instrument	2026-007039
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATL TTL GROUP VCR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 S COLE RD, BOISE, ID 83709-4915

Mortgage

Document Number	0000007040
Date	Feb 2, 2026
Instrument	2026-007040

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3470 S COLE RD, BOISE, ID 83709-4915
Document Number	0000001386
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ALLIANCE TITLE-BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3470 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

Mortgage

Document Number	0000001386
Date	Jan 6, 2020
Instrument	1386

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 1, 2019
Property Address	3470 S COLE RD, BOISE, ID 83709-4915
Document Number	0000008683
Map Reference	MB 20 PG 1336
Instrument Date	Jan 31, 2019
Instrument	2019-008683
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 S COLE RD, BOISE, ID 83709-4915

Mortgage

Document Number	0000008684
Date	Feb 1, 2019
Instrument	2019-008684

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (+15.31%)	$620,600 (-0.08%)	$620,600 (-0.08%)
2024	$2,860.00 (-8.3%)
2023		$621,100 Land $302,400 Building $318,700	$621,100 Land $302,400 Building $318,700
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, AT&T, TDS Telecom.

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