3420 S Cole Rd, Boise, ID 83709 Property Records

Ada County property record for 3420 S Cole Rd, Boise, ID 83709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,278 sqft · built 1968
Lot Size	0.955 acres (41,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,000 (Apr 2020)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Apr 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R8043250021`

Property Details

APN / Parcel Number

Primary APN	`R8043250021`
Alternative APN	`R8043250025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	3,993 sqft
1st Floor Area	1,207 sqft
Upper Floors Area	864 sqft
Basement Area	1,207 sqft
Finished Basement	1,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	41,600 sqft (0.955 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3420 S COLE RD
City	BOISE
State	ID
Zip	83709-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 2 EXC R/W A T SORENSON SUB #0026-S
Legal Range	02E
Legal Township	03N
Legal Section	30
Legal Subdivision	A T SORENSEN SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1072
Census Tract	2100

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3420 S COLE RD, BOISE, ID 83709-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage UMPQUA BK
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage UNITED FAMILY HOMES
Jan 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Aug 25, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Jun 14, 2019
Deed Document Number	202040162
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	0000001473
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Jun 15, 2020
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000072062
Instrument Date	Jun 5, 2020
Instrument	72062
Transaction Type	Construction Loan
Record Updated	Aug 7, 2020
Title Company	ALLIANCE TITLE-BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

Mortgage

Document Number	0000072062
Date	Jun 15, 2020
Instrument	72062

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 7, 2020
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000040162
Map Reference	MB 20 PG 1336&1337
Instrument Date	Apr 6, 2020
Instrument	2020-040162
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD, BOISE, ID 83709-4915

Mortgage

Document Number	0000040163
Date	Apr 7, 2020
Instrument	2020-040163

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000040164
Date	Apr 7, 2020
Instrument	2020-040164

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Apr 7, 2020
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000040161
Instrument Date	Apr 2, 2020
Instrument	40161
Transaction Type	Construction Loan
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

Mortgage

Document Number	0000040161
Date	Apr 7, 2020
Instrument	40161

Lender

Name	UNITED FAMILY HOMES
Address	1413 3RD AVE N, NAMPA, ID 83687-6769

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 6, 2021

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jan 6, 2020
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000001474
Instrument Date	Jan 3, 2020
Instrument	1474
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jan 6, 2020
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000001473
Instrument Date	Jan 3, 2020
Instrument	1473
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000097909
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

Mortgage

Document Number	0000097909
Date	Oct 16, 2017
Instrument	97909

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2037

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Aug 25, 2017
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000080243
Instrument Date	Aug 25, 2017
Instrument	80243
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3420 S COLE RD, BOISE, ID 83709-4915
Document Number	0000075099
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 S COLE RD BOISE ID 837094915, BOISE, ID 83709-4915

Mortgage

Document Number	0000075099
Date	Aug 14, 2017
Instrument	75099

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (+12.6%)	$573,300 (-2.6%)	$573,300 (-2.6%)
2024	$3,388.00 (-8.01%)
2023		$588,600 Land $302,400 Building $286,200	$588,600 Land $302,400 Building $286,200
2022	$3,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, AT&T, TDS Telecom.

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