Santa Rosa County property record for 3417 Hwy 4, Jay, FL 32565
| Property Type | Commercial Office |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 2005 |
| Lot Size | 0.671 acres (29,229 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (Oct 2005) |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-5N-29-0000-05601-0000 |
| Primary APN | 19-5N-29-0000-05601-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| 1st Floor Area | 792 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,229 sqft (0.671 acres) |
| Lot Dimensions | 190 ft deep x 154 ft wide |
| Porch | Slab |
| Porch Area | 87 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3417 HIGHWAY 4 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-1719 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | AG-RR |
| Legal Description | COM SW CORN OF NW4 THN N0*44 E 660 FT THN S88*02E 305.85 FT THN N0*25E 437.32 FT FOR POB CONT 169.2 FT THN S70*44W 182 FT THN S19*16E 110 FT THN N70 *44E 125 FT TO POB & ALSO COM SW CORN OF NW4 THN N0*44E 660 FT THN S88*02E 305.85 FT THN N0*25E 387.3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10200 |
3417 Hwy 4, a commercial property, is owned by a company that bought it in October 2005.
Source: Santa Rosa County records, as of October 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 428, JAY, FL 32565-0428 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Aug 17, 2020 | Loan Modification, Mortgage · Line of Credit NATIONAL RURAL UTILITIES COOPE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2005 · Amount on File |
| Deed Sale | Oct 10, 2005 · Amount on File |
| Deed Document Number | 200567826 |
| Deed Book / Page | 2515 / 1450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3417 HIGHWAY 4, JAY, FL 32565-1719 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0043850838 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 4385/838 |
| Instrument | 202316119 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20250 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3417 HIGHWAY 4, JAY, FL 32565-1719 |
| Document Number | 0040001092 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3425 HIGHWAY 4 JAY FL 325651719, JAY, FL 32565-1719 |
| Document Number | 0040001092 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 004000/001092 |
| Instrument | 46058 |
| Name | NATIONAL RURAL UTILITIES COOPE |
|---|---|
| Address | 20701 COOPERATIVE WAY, WASHINGTON, DC 20250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 3, 2060 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3417 Hwy 4 was $978, up 20.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (+20.15%) | $92,338 (+33.17%) Land $17,017 Building $75,321 | $92,338 (+33.17%) Land $17,017 Building $75,321 |
| 2024 | $814.00 (+3.56%) | $69,340 (+2.29%) Land $9,009 Building $60,331 | $69,340 (+2.29%) Land $9,009 Building $60,331 |
| 2023 | $786.00 (+11.33%) | $67,785 (+18.83%) Land $9,009 Building $58,776 | $67,785 (+18.83%) Land $9,009 Building $58,776 |
| 2022 | $706.00 | $57,045 | $57,045 Land $9,009 Building $48,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3417 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3417 Hwy 4 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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