3470 Floyd Cir E, Semmes, AL 36575 Property Records

Mobile County property record for 3470 Floyd Cir E, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,410 sqft · built 1994
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2024)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022408280000008`

Property Details

APN / Parcel Number

Primary APN	`R022408280000008`
Alternative APNs	`24 08 28 0 000 008.XXX` `00375258` `375258`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,100 sqft (0.461 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	375258
Street Address	3470 FLOYD CIR E
City	SEMMES
State	AL
Zip	36575-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF SEC 28 T3S R3W TH W ALG N/L SEC 28 761.55 FT TO PT TH S 40 FT TO S/S OF WULFF RD & BEG OF PPTY DESC TH S PAR
Legal Range	03S
Legal Township	03S
Legal Section	02
Legal Subdivision	FLOYD CIRCLE
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1000
Census Tract	6303

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 16424, PENSACOLA, FL 32507-6424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FCU
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage GTC MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20249653
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	0000007152
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 26, 2024
Property Address	3470 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000009653
Instrument Date	Feb 23, 2024
Instrument	2024009653
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8566 HIGHWAY 45, EIGHT MILE, AL 36613-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16424, PENSACOLA, FL 32507-6424

Mortgage

Document Number	0000009654
Date	Feb 26, 2024
Instrument	2024009654

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000009654
Date	Feb 26, 2024
Instrument	2024009654

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	1495 E NINE MILE RD, PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3470 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000029938
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3470 FLOYD CIR E SEMMES AL 365756154, SEMMES, AL 36575-6154

Mortgage

Document Number	0000029938
Date	May 21, 2020
Instrument	29938

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 10, 2018
Property Address	3470 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000039258
Book / Page	7656 / 1670
Instrument Date	Jul 9, 2018
Instrument	2018039258
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 MICHELLE CT, 3112, SEMMES, AL 36575-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3470 FLOYD CIR E, SEMMES, AL 36575-6154

Mortgage

Document Number	0000039259
Date	Jul 10, 2018
Instrument	2018039259

Lender

Name	GTC MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (+128.87%)	$25,020 (+103.25%) Land $7,200 Building $17,820	$125,100 (+1.62%) Land $36,000 Building $89,100
2024	$530.00 (+10.88%) Homeowner's exemption	$12,310 (+9.71%) Land $2,500 Building $9,810	$123,100 (+9.71%) Land $25,000 Building $98,100
2023	$478.00 Homeowner's exemption	$11,220 Land $2,120 Building $9,100	$112,200 Land $21,200 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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