3420 Floyd Cir E, Semmes, AL 36575 Property Records

Mobile County property record for 3420 Floyd Cir E, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 1993
Owner	Individual Name on File
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R022408280000016003`

Property Details

APN / Parcel Number

Primary APN	`R022408280000016003`
Alternative APNs	`24 08 28 0 000 016.003` `02035489` `2035489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2035489
Old Parcel Number	R022408280000016003
Street Address	3420 FLOYD CIR E
City	SEMMES
State	AL
Zip	36575-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT 861.55 FT W OF NE COR OF SEC 28 T3S R3W TH S 00 DEG 22 MIN 45 SEC E 540.0 FT TO THE POB TH E 200.0 FT TH S 00 DEG
Legal Range	03W
Legal Township	03S
Legal Section	28
Legal Subdivision	FLOYD CIRCLE
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1000
Census Tract	6303

Owner

3420 Floyd Cir E is owned and occupied by an individual who acquired it in June 2025.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Sep 28, 2022	Warranty Deed, Transfer
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI PLATINUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025
Deed Sale	Jun 13, 2025
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	2025036598
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073379
Date	Dec 15, 2025
Instrument	2025073379

Lender

Name	EMPEOPLE CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 28, 2022
Property Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000062989
Instrument Date	Sep 26, 2022
Instrument	2022062989
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 FLOYD CIR E, 3420, SEMMES, AL 36575-6154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031927
Date	Jun 7, 2018
Book Page	7645/0646
Instrument	2018031927

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 8, 2019
Property Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000038180
Instrument Date	Jun 27, 2019
Instrument	2019038180
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 S CHURCH ST APT 3211, 823, GREENVILLE, SC 29601-4759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154

Mortgage

Document Number	0000038181
Date	Jul 8, 2019
Instrument	2019038181

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 2, 2018
Property Address	3420 FLOYD CIR E, SEMMES, AL 36575-6154
Document Number	0000024446
Book / Page	007631 / 001825
Instrument Date	Apr 27, 2018
Instrument	24446
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 FLOYD CIR E SEMMES AL 365756154, SEMMES, AL 36575-6154

Mortgage

Document Number	24447
Date	May 2, 2018
Book Page	007631/001827
Instrument	24447

Lender

Name	PLATINUM MTG
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Floyd Cir E was $1,909, down 4% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00 (-4.02%)	$19,690 (-4%) Land $3,600 Building $16,090	$196,900 (-4%) Land $36,000 Building $160,900
2024	$1,989.00 (+5.63%)	$20,510 (+5.61%) Land $2,500 Building $18,010	$205,100 (+5.61%) Land $25,000 Building $180,100
2023	$1,883.00	$19,420 Land $2,120 Building $17,300	$194,200 Land $21,200 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Floyd Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Floyd Cir E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

Nearby Properties on Floyd Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures