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3470 Emys Pl, Monrovia, MD 21770 Property Records

Frederick County property record for 3470 Emys Pl, Monrovia, MD 21770

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,760 sqft · built 2000
Lot Size1.56 acres (67,954 sqft)
Owner2 Individual Names on Record
Last Sale$732,000 (Nov 2021)
Tax Bill$9,755 (2025)
Deeds & MortgagesSep 2017 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-309608

Property Details

APN / Parcel Number

Primary APN09-309608
Alternative APNs
  • 9309608
  • 309608

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,760 sqft Living Area
Gross Area5,340 sqft
1st Floor Area1,976 sqft
Basement Area1,300 sqft
Finished Basement1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area67,954 sqft
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
Deck Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number309608
Street Address3470 EMYS PL
CityMONROVIA
StateMD
Zip21770-8815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 45 SECTION 5 PLAT 5-1.56 ACRES ASHLEY ACRES
Legal SubdivisionASHLEY ACRES
Legal Lot Number45
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1000
Census Tract752102

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3470 EMYS PL, MONROVIA, MD 21770-8815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 1, 2021Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleMay 20, 2014 · Amount on Record
Deed Book / Page15452 / 70
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3470 EMYS PL, MONROVIA, MD 21770-8815
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyLAKESIDE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120160405
DateSep 7, 2017
Book Page12016/0405
Instrument12016-0405
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 1, 2021
Property Address3470 EMYS PL, MONROVIA, MD 21770-8815
Document Number0154520070
Book / Page15452 / 70
Map ReferenceMB 64 PG 144
Instrument DateOct 29, 2021
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyMAIN STREET SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3470 EMYS PL, MONROVIA, MD 21770-8815

Mortgage

Document Number1545276
DateNov 1, 2021
Instrument15452/76
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$825,400 (+16.53%)$864,600 (+15.74%) Land $210,600 Building $654,000
2025$9,755.00 (+15.46%)
2023$8,449.00$708,333$747,000 Land $169,000 Building $578,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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