3464 Emys Pl, Monrovia, MD 21770 Property Records

Frederick County property record for 3464 Emys Pl, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,470 sqft · built 2000
Lot Size	2.59 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Aug 2020)
Tax Bill	$6,079 (2023)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-309543`

Property Details

APN / Parcel Number

Primary APN	`09-309543`
Alternative APNs	`9309543` `309543`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,470 sqft Total Area
1st Floor Area	1,270 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.59 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	650 sqft
Porch	Open Porch
Porch Area	230 sqft
Deck Area	320 sqft
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	309543
Old Parcel Number	9309543
Street Address	3464 EMYS PL
City	MONROVIA
State	MD
Zip	21770-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 41 SECTION 5 PLAT 5-2.6041 ACRES ASHLEY ACRES
Legal Subdivision	ASHLEY ACRES SEC 05 05
Legal Lot Number	41
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1000
Census Tract	752102

Owner

3464 Emys Pl is owned and occupied by an individual who bought it in August 2020.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3464 EMYS PL, MONROVIA, MD 21770-8815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 13, 2020	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	Oct 20, 2000 · Amount on File
Deed Document Number	0013976394
Deed Book / Page	13976 / 394
Record Updated	Jun 7, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3464 EMYS PL, MONROVIA, MD 21770-8815
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125220009
Date	Jul 17, 2018
Book Page	12522/0009

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3464 EMYS PL, MONROVIA, MD 21770-8815
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154330076
Date	Oct 27, 2021
Book Page	15433/76

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3464 EMYS PL, MONROVIA, MD 21770-8815
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3464 EMYS PL, MONROVIA, MD 21770-8815

Mortgage

Document Number	0160110084
Date	Jun 29, 2022
Book Page	16011/84

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 13, 2020
Property Address	3464 EMYS PL, MONROVIA, MD 21770-8815
Document Number	0139760394
Book / Page	13976 / 394
Map Reference	MB 64 FO 143
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FEE SIMPLE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3464 EMYS PL, MONROVIA, MD 21770-8815

Mortgage

Document Number	13976401
Date	Aug 13, 2020
Instrument	13976/401

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,079.00 Homeowner's exemption	$570,400	$628,200 Land $178,400 Building $449,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3464 Emys Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3464 Emys Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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