347 W Center St, Smithfield, UT 84335 Property Records

Cache County property record for 347 W Center St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,727 sqft · built 1904
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$518,035 (Mar 2026)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-085-0007`

Property Details

APN / Parcel Number

Primary APN	`08-085-0007`

Interior

Building Area	1,727 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	347 W CENTER ST
City	SMITHFIELD
State	UT
Zip	84335-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR LOT 2 BLK 11 PLAT B SMITHFIELD CITY SVY, N 90 FT W 100 FT S 90 FT E 100 FT TO BEG SE/4 SEC 28 T 13N R 1E WITH R
Legal Range	01E
Legal Township	13N
Legal Section	28
Legal Subdivision	SMITHFIELD CITY
Legal Block	11
Legal Lot Number	2
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1049
Census Tract	201

Owner

Source: Cache County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2005	Deed of Trust, Mortgage BRIAN CHEAL ETAL
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 11, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Oct 29, 2024 · Amount on Record
Deed Document Number	20261392895
Deed Book / Page	2531 / 1893
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	0001347765
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01376/0089
Date	Oct 4, 2005
Book Page	1376/0089
Instrument	901333

Lender

Name	BRIAN CHEAL ETAL
Type	Private Party
Address	2190 S 5900 W, MENDON, UT 84325

Agreement

Amount	Amount Recorded
Term	218 Months
Due	Dec 20, 2023

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 6, 2026
Property Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013
Document Number	02531/1893
Book / Page	2531 / 1893
Instrument Date	Mar 6, 2026
Instrument	1392895
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NORTHERN TITLE COMPANY-LOGAN, NORTHERN TITLE COMPANY LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013

Mortgage

Document Number	0001392902
Date	Mar 6, 2026
Instrument	1392902

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Oct 11, 2023
Property Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013
Document Number	002408/510
Book / Page	2408 / 510
Instrument Date	Oct 11, 2023
Instrument	1347766
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	NORTHERN TITLE COMPANY-LOGAN, NORTHERN TITLE COMPANY LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 W CENTER ST, SMITHFIELD, UT 84335-2013

Mortgage

Document Number	0001347767
Date	Oct 11, 2023
Instrument	1347767

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (+3.41%)	$215,180 (+16.54%)	$391,233 (+16.54%) Land $138,000 Building $253,233
2023	$1,554.00 (+929.14%)	$184,635 (+4.55%)	$335,701 (+4.55%) Land $67,500 Building $268,201
2022	$151.00	$176,595	$321,076 Land $67,500 Building $253,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber, JAB Wireless, Lumen Technologies.

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