230 W Center St, Smithfield, UT 84335 Property Records

Cache County property record for 230 W Center St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,909 sqft · built 1910
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,800 (Jul 2020)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-086-0048`

Property Details

APN / Parcel Number

Primary APN	`08-086-0048`

Interior

Building Area	1,909 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	230 W CENTER ST
City	SMITHFIELD
State	UT
Zip	84335-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 9 BLK 15 PLAT A SMITHFIELD CITY SVY CONT 2 AC SEC 28 T 13N R 1E
Legal Range	01E
Legal Township	13N
Legal Section	28
Legal Subdivision	SMITHFIELD CITY SURVEY
Legal Block	15
Legal Lot Number	2-9
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2002
Census Tract	201

Owner

Source: Cache County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2020	Intrafamily Transfer, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Jul 31, 2020	Intrafamily Transfer, Transfer · Line of Credit CYPRUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	20201254385
Deed Book / Page	2166 / 1900
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	2166/1908
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Recording Date	Sep 24, 2026
Property Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012
Document Number	0001404746
Book / Page	2565 / 1457
Instrument Date	Sep 2, 2026
Instrument	20261404746
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012

Mortgage

Document Number	0001404746,
Date	Sep 24, 2026
Book Page	2565/1457
Instrument	20261404746

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02315/1319
Date	Jan 24, 2022
Book Page	2315/1319
Instrument	1310544

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jul 31, 2020
Property Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012
Document Number	2166/1908
Book / Page	2166 / 1908
Instrument Date	Jul 27, 2020
Instrument	1254387
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jul 31, 2020
Property Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012
Document Number	2166/1900
Book / Page	2166 / 1900
Instrument Date	Jul 7, 2020
Instrument	1254385
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W CENTER ST, SMITHFIELD, UT 84335-2012

Mortgage

Document Number	1254386
Date	Jul 31, 2020
Instrument	1254386

Lender

Name	CYPRUS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00 (+19.92%)	$317,655 (+35.16%)	$516,187 (+27.25%) Land $325,750 Building $190,437
2023	$1,978.00	$235,030	$405,641 Land $126,500 Building $279,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Google Fiber, Rise Broadband.

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