Ulster County and Wawarsing Town property record for 347 Main St, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,398 sqft · built 1940 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,101 (Apr 2005) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 515689 76.13-5-14 |
| Primary APN | 515689 76.13-5-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 100 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 402 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 347 MAIN ST |
|---|---|
| City | KERHONKSON |
| State | NY |
| Zip | 12446-3680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IL |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | WAWARSING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 954500 |
Source: Ulster County and Wawarsing Town records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 347 MAIN ST, KERHONKSON, NY 12446-3680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU |
| Apr 22, 2020 | Deed of Trust, Mortgage LOAN ONE |
| Mar 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOAN ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2005 · Amount on Record |
| Deed Sale | Apr 29, 2005 · Amount on Record |
| Deed Document Number | 2005-00011373 |
| Deed Book / Page | 4072 / 0130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 347 MAIN ST, KERHONKSON, NY 12446-3675 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003063 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 13267/283 |
| Instrument | 2024-3063 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 347 MAIN ST, KERHONKSON, NY 12446-3675 |
| Document Number | 0000006781 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 347 MAIN ST KERHONKSON NY 124463675, KERHONKSON, NY 12446-3675 |
| Document Number | 0000006781 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 012069/000113 |
| Instrument | 6781 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | GAHANNA, OH 43230 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 347 MAIN ST, KERHONKSON, NY 12446-3675 |
| Document Number | 0000004618 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | GENESIS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 347 MAIN ST KERHONKSON NY 124463675, KERHONKSON, NY 12446-3675 |
| Document Number | 0000004618 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 011535/000103 |
| Instrument | 4618 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTERVILLE, OH 43081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Wawarsing Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 (+82.31%) | $116,300 (-) Land $21,600 Building $94,700 | $193,833 (+18.33%) Land $36,000 Building $157,833 |
| 2023 | $116,300 (-) Land $21,600 Building $94,700 | $163,803 (+14.08%) Land $30,423 Building $133,380 | |
| 2022 | $116,300 Land $21,600 Building $94,700 | $143,580 Land $26,667 Building $116,913 | |
| 2021 | $2,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 50 (1987–2011) |
| Claims Outside the SFHA | 3 of 50 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KERHONKSON WATER DISTRICT serves 600 people · EPA ID NY5503373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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