Clay County property record for 347 Hancock Dr, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1998 |
| Lot Size | 1.15 acres (50,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,833 (Jan 2023) |
| Tax Bill | $4,491 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-33-202-015 |
| Primary APN | 10-33-202-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 50,260 sqft (1.15 acres) |
| Garage Area | 1,368 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 347 HANCOCK DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-4122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | OUT LOT 1 OF FOX CREEK RD SUB LOTS 1 & 2 & LOT 3 EX S 100' |
| Legal Subdivision | FOX CREEK ROAD SUB |
| Legal Lot Number | 1-3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 972200 |
Source: Clay County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK |
| Sep 12, 2017 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| May 3, 2018 | Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on Record |
| Deed Sale | Jan 6, 2023 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Document Number | 0000205409 |
| Map Reference | PLFPG110DOC127317 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 205409 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Document Number | 0000205410 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 205410 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201128 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 201128 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000D192503 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | D192503 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 3, 2018 |
| Property Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Document Number | 2018D194105 |
| Map Reference | PR F PG 110 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2018D194105 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 347 HANCOCK DR, FLORA, IL 62839-4122 |
| Document Number | 2018D194106 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 2018D194106 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,302 (+46.5%) Land $7,259 Building $82,043 | $267,906 (+46.5%) Land $21,777 Building $246,129 | |
| 2024 | $4,491.00 (+23.99%) | ||
| 2022 | $3,622.00 (+0.64%) Homeowner's exemption | $60,959 Land $5,457 Building $55,502 | $182,877 Land $16,371 Building $166,506 |
| 2021 | $3,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY WATER INC serves 2,015 people · EPA ID IL0250020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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