Clay County property record for 274 Hancock Dr, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,826 sqft · built 2005 |
| Lot Size | 0.514 acres (22,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,000 (Jan 2005) |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-33-202-006 |
| Primary APN | 10-33-202-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Basement Area | 1,826 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 22,388 sqft (0.514 acres) |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 274 HANCOCK DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-4121 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | OUT LOT 1 OF FOX CREEK RD SUB-DIV (OUT CORP) LOT 13 |
| Legal Subdivision | FOX CREEK RD SUB-DIV |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2118 |
| Census Tract | 972200 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 274 HANCOCK DR, FLORA, IL 62839-4121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2005 · Amount on Record |
| Deed Sale | Jan 25, 2005 · Amount on Record |
| Deed Document Number | 2005152680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 274 HANCOCK DR, FLORA, IL 62839-4121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200579 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 200579 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+6.61%) Homeowner's exemption | $64,742 (+37.37%) Land $4,864 Building $59,878 | $194,226 (+37.37%) Land $14,592 Building $179,634 |
| 2024 | $3,024.00 (+11.59%) | ||
| 2022 | $2,710.00 (+0.67%) Homeowner's exemption | $47,129 Land $3,598 Building $43,531 | $141,387 Land $10,794 Building $130,593 |
| 2021 | $2,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY WATER INC serves 2,015 people · EPA ID IL0250020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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