347 Golf Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 347 Golf Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,099 sqft · built 1996
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Nov 2023)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-011-040-00`

Property Details

APN / Parcel Number

Primary APN	`008-011-040-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,099 sqft Living Area
1st Floor Area	2,081 sqft
Basement Area	2,081 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	436,036 sqft (10 acres)
Garage Area	600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	347 GOLF RD
City	LAPEER
State	MI
Zip	48446-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	GENESEE & GOLF RD. SEC 11 T7N R9E PARCEL #1 BEG AT THE W 1/4 POST; TH N 1 DEG E 685.47 FT ALNG THE CENTER LINE OF GOLF RD TO
Legal Range	09E
Legal Township	07N
Legal Section	11
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1033
Census Tract	336000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 GOLF RD, LAPEER, MI 48446-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMEGA LENDING
Jul 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 8, 2019	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Aug 8, 2019 · Amount on Record
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0031180144
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 28, 2023
Property Address	347 GOLF RD, LAPEER, MI 48446-3623
Document Number	0033780368
Book / Page	3378 / 368
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 GOLF RD, LAPEER, MI 48446-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MANSFIELD DR, LAPEER, MI 48446-7702

Mortgage

Document Number	0033770508
Date	Nov 21, 2023
Book Page	3377/508

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	12.2%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	347 GOLF RD, LAPEER, MI 48446-3623
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 GOLF RD, LAPEER, MI 48446-3623

Mortgage

Document Number	0033630664
Date	Aug 15, 2023
Book Page	3363/664

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	347 GOLF RD, LAPEER, MI 48446-3623
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 GOLF RD, LAPEER, MI 48446-3623

Mortgage

Document Number	0031340181
Date	Oct 5, 2020
Book Page	3134/181

Lender

Name	OMEGA LENDING
Type	Non-Lending Institution
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 31, 2020
Property Address	347 GOLF RD, LAPEER, MI 48446-3623
Document Number	0031180144
Book / Page	003118 / 000144
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	347 GOLF RD LAPEER MI 484463623, LAPEER, MI 48446-3623

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 8, 2019
Property Address	347 GOLF RD, LAPEER, MI 48446-3623
Document Number	0030390473
Book / Page	3039 / 473
Instrument Date	Jul 31, 2019
Instrument	1316
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 MOCERI LN, GRAND BLANC, MI 48439-4371
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (-55.31%) Homeowner's exemption	$323,200 (+11.76%)	$646,400 (+11.76%)
2024	$6,755.00 (+31.04%)
2023		$289,200	$578,400
2022	$5,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEDGEWOOD GOLFSIDE CONDO ASSOC private · serves 125 people · EPA ID MI0006971
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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