Bergen County and Ridgewood Village property record for 347 Gilbert St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,448 sqft · built 1953 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,100,000 (May 2026) |
| Tax Bill | $12,176 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04011-0000-00009 |
| Primary APN | 51-04011-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,448 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 58 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 347 GILBERT ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .178 AC |
| Legal Subdivision | RIDGEWOOD VILLAGE |
| Legal Block | 4011 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 347 GILBERT ST, RIDGEWOOD, NJ 07450-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Dec 14, 2023 | Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 14, 2023 · Amount on Record |
| Deed Document Number | 202634827 |
| Deed Book / Page | 5805 / 193 |
| Prior Transfer Date | Jan 29, 1998 |
| Prior Transfer Doc | 0000024047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 27, 2026 |
| Property Address | 347 GILBERT ST, RIDGEWOOD, NJ 07450-5105 |
| Document Number | 0000034827 |
| Book / Page | 5805 / 193 |
| Instrument Date | May 5, 2026 |
| Instrument | 202634827 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 347 GILBERT ST, RIDGEWOOD, NJ 07450-5105 |
| Document Number | 0000034828, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5805/200 |
| Instrument | 202634828 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 14, 2023 |
| Property Address | 347 GILBERT ST, RIDGEWOOD, NJ 07450-5105 |
| Document Number | 0051411947 |
| Book / Page | 5141 / 1947 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023079708 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 GILBERT ST, RIDGEWOOD, NJ 07450-5105 |
| Name | Verified Name |
|---|---|
| Address | 815 NORGATE DR, RIDGEWOOD, NJ 07450-2115 |
| Document Number | 2023079709 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023079709 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.19% |
| Type Change Date | Dec 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Margin | 3 |
| Max Rate | 12.1% |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,300 (-) Land $283,500 Building $137,800 | $421,300 (-) Land $283,500 Building $137,800 | |
| 2025 | $12,176.00 (+0.74%) | $421,300 (+4.23%) Land $283,500 Building $137,800 | $421,300 (+4.23%) Land $283,500 Building $137,800 |
| 2024 | $12,087.00 (+9.42%) | ||
| 2023 | $404,200 (-) Land $283,500 Building $120,700 | $404,200 (-) Land $283,500 Building $120,700 | |
| 2022 | $11,046.00 (+4.81%) | $404,200 Land $283,500 Building $120,700 | $404,200 Land $283,500 Building $120,700 |
| 2021 | $10,539.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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