331 Gilbert St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 331 Gilbert St, Ridgewood, NJ 07450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,830 sqft · built 1927
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Jul 2023)
Tax Bill	$16,765 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-04011-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`51-04011-0000-00012`
Alternative APN	`510401100012`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,830 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	331 GILBERT ST
City	RIDGEWOOD
State	NJ
Zip	07450-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.139 AC
Legal Subdivision	RIDGEWOOD
Legal Block	4011
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1018
Census Tract	47400

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04011-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 08, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST ALLIANCE HOME
Aug 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	202345186
Deed Book / Page	5034 / 546
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 11, 2023
Property Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105
Document Number	0050340546
Book / Page	5034 / 546
Instrument Date	Jun 26, 2023
Instrument	2023045186
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 ACKERMAN AVE, HO HO KUS, NJ 07423-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105

Mortgage

Document Number	0050340552
Date	Jul 11, 2023
Book Page	5034/552
Instrument	2023045187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044681405
Date	Nov 23, 2021
Book Page	4468/1405
Instrument	2021173359

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033170332
Date	Aug 08, 2019
Book Page	3317/332
Instrument	19-051696

Lender

Name	FIRST ALLIANCE HOME

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 20, 2018
Property Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105
Document Number	0030311420
Book / Page	3031 / 1420
Instrument Date	Aug 05, 2018
Instrument	00018-059549
Transaction Type	Transfer
Record Updated	Nov 02, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GILBERT ST, RIDGEWOOD, NJ 07450-5105

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,100 (-) Land $259,700 Building $320,400	$580,100 (-) Land $259,700 Building $320,400
2025	$16,765.00 (+0.73%)	$580,100 (-) Land $259,700 Building $320,400	$580,100 (-) Land $259,700 Building $320,400
2024	$16,643.00 (+4.98%)
2023		$580,100 (-) Land $259,700 Building $320,400	$580,100 (-) Land $259,700 Building $320,400
2022	$15,854.00 (+0.92%)	$580,100 Land $259,700 Building $320,400	$580,100 Land $259,700 Building $320,400
2021	$15,709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 8% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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