347 Forest Trail Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 347 Forest Trail Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,958 sqft · built 1985
Lot Size1.21 acres (52,751 sqft)
OwnerIndividual Name on File
Last Sale$1,010,000 (Nov 2025)
Tax Bill$5,345 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-341-52

Property Details

APN / Parcel Number

Primary APN213-341-52

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,958 sqft Heated Area
1st Floor Area2,106 sqft
Upper Floors Area1,267 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialWood
Lot Area52,751 sqft (1.21 acres)
Garage Area506 sqft

Exterior Amenities

Pool Area576 sqft
PorchPorch
Porch Area66 sqft
Deck Area567 sqft
Patio Area1,431 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address347 FOREST TRAIL DR
CityMATTHEWS
StateNC
Zip28105-6595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL44 BA M20-485
Legal SubdivisionCOACHMAN RDG
Legal BlockA
Legal Lot Number44
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group3
Census Block3005
Census Tract3015

Owner

347 Forest Trail Dr is owned and occupied by an individual who bought it in November 2025.

Source: Mecklenburg County records, as of November 18, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address347 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 7, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2025 · Amount on File
Deed SaleNov 7, 2025 · Amount on File
Prior SaleJan 3, 2014 · Amount on File
Deed Document Number2025114840
Deed Book / Page39990 / 138
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address347 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025503
DateFeb 9, 2021
Book Page35654/905
Instrument2021025503
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 7, 2025
Property Address347 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
Document Number0000114840
Book / Page39990 / 138
Map ReferenceMB 20 PG 485
Instrument DateNov 6, 2025
Instrument2025114840
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5966 BRACE RD, CHARLOTTE, NC 28211-4651

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 FOREST TRAIL DR, MATTHEWS, NC 28105-6595

Mortgage

Document Number0000114841
DateNov 7, 2025
Instrument2025114841
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$713,100 Land $143,800 Building $569,300
2024$5,345.00
2023$713,100 Land $143,800 Building $569,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 347 Forest Trail Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Forest Trail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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