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321 Forest Trail Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 321 Forest Trail Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 5,584 sqft · built 1986
Lot Size0.692 acres (30,165 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Aug 2019)
Tax Bill$6,220 (2023)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-341-48

Property Details

APN / Parcel Number

Primary APN213-341-48

Interior

Bedrooms7 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area5,584 sqft Heated Area
Gross Area6,490 sqft
1st Floor Area2,032 sqft
Upper Floors Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialWood
Lot Area30,165 sqft (0.692 acres)
Garage Area506 sqft

Exterior Amenities

PorchPorch
Porch Area77 sqft
Deck Area323 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number213-341-48
Street Address321 FOREST TRAIL DR
CityMATTHEWS
StateNC
Zip28105-6595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL40BA M20-485
Legal SubdivisionCOACHMAN RDG
Legal BlockA
Legal Lot Number40B
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group3
Census Block3005
Census Tract3015

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Aug 7, 2019Warranty Deed, Transfer · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Prior SaleOct 2, 2015
Deed Document Number0033739965
Deed Book / Page33739 / 965
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address321 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141228
DateSep 3, 2020
Book Page35011/624
Instrument2020141228
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 7, 2019
Property Address321 FOREST TRAIL DR, MATTHEWS, NC 28105-6595
Document Number0000101845
Book / Page033739 / 000965
Instrument DateAug 2, 2019
Instrument101845
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 FOREST TRAIL DR MATTHEWS NC 281056595, MATTHEWS, NC 28105-6595

Mortgage

Document Number101846
DateAug 7, 2019
Book Page033739/000968
Instrument101846
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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