347 Chip Rd, Stone Mountain, GA 30087 Property Records

Gwinnett County property record for 347 Chip Rd, Stone Mountain, GA 30087

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,820 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2025)
Tax Bill	$8,649 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-116-248`

Property Details

APN / Parcel Number

Primary APN	`6-116-248`
Alternative APN	`R6116 248`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	1,392 sqft
Attic Area	640 sqft
Basement Area	1,576 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Width	120 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6116248
Street Address	347 CHIP RD
City	STONE MOUNTAIN
State	GA
Zip	30087-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L2 BC NORTH CLOUDS UN 5
Legal Subdivision	NORTH CLOUDS
Legal Block	C
Legal Lot Number	2
Legal Unit	5
Jurisdiction	GWINNETT GA
Township / Civil Division	LILBURN
Census Block Group	3
Census Block	3012
Census Tract	50464

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD DREAM HOMES
Aug 25, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage NEXBANK
Apr 14, 2020	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	0062032739
Deed Book / Page	62032 / 739
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623

Mortgage

Document Number	0616530700
Date	Jan 29, 2025
Book Page	0000061653/0000000700

Lender

Name	GUILD DREAM HOMES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2025

August 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 25, 2025
Property Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623
Document Number	0620320739
Book / Page	62032 / 739
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623

Mortgage

Document Number	0062032742
Date	Aug 25, 2025
Instrument	62032/742

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2055

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 14, 2020
Property Address	347 CHIP RD, STONE MOUNTAIN, GA 30087-2623
Document Number	0574000609
Book / Page	057400 / 000609
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 CHIP RD STONE MOUNTAIN GA 300872623, STONE MOUNTAIN, GA 30087-2623

Mortgage

Document Number	574000611
Date	Apr 14, 2020
Book Page	057400/000611

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,649.00 (-1.46%)	$234,680 (-0.41%) Land $22,200 Building $212,480	$586,700 (-0.41%) Land $55,500 Building $531,200
2024	$8,777.00 (+6.71%)	$235,640 (+7.23%) Land $22,200 Building $213,440	$589,100 (+7.23%) Land $55,500 Building $533,600
2023	$8,225.00	$219,760 Land $24,000 Building $195,760
2022			$549,400 Land $60,000 Building $489,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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