326 Chip Rd, Stone Mountain, GA 30087 Property Records

Gwinnett County property record for 326 Chip Rd, Stone Mountain, GA 30087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1975
Lot Size	0.66 acres (28,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2015)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6-116-252`

Property Details

APN / Parcel Number

Primary APN	`6-116-252`
Alternative APNs	`R6116-252` `810240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,408 sqft
Basement Area	704 sqft
Finished Basement	336 sqft
Unfinished Basement	368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,749 sqft (0.66 acres)
Lot Width	72 ft Width
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	208 sqft
Deck Area	320 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	326 CHIP RD
City	STONE MOUNTAIN
State	GA
Zip	30087-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L16 BB NORTH CLOUDS UN 5
Legal Subdivision	NORTH CLOUDS UN 5
Legal Block	B
Legal Lot Number	16
Legal Unit	5
Jurisdiction	GWINNETT GA
Township / Civil Division	LILBURN
Census Block Group	3
Census Block	3012
Census Tract	50464

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 CHIP RD, STONE MOUNTAIN, GA 30087-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on Record
Deed Sale	Jun 5, 2015 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	201513591
Deed Book / Page	53619 / 371
Transfer Doc	0536190371
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	326 CHIP RD, STONE MOUNTAIN, GA 30087-2622
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CHIP RD, STONE MOUNTAIN, GA 30087-2622

Mortgage

Document Number	0610320863
Date	Feb 6, 2024
Book Page	0000061032/0000000863

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	326 CHIP RD, STONE MOUNTAIN, GA 30087-2622
Document Number	0568000478
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CHIP RD STONE MOUNTAIN GA 300872622, STONE MOUNTAIN, GA 30087-2622

Mortgage

Document Number	0568000478
Date	Aug 9, 2019
Book Page	056800/000478

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 8, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,714.00 (+2.63%)	$122,720 (+3.89%) Land $22,200 Building $100,520	$306,800 (+3.89%) Land $55,500 Building $251,300
2023	$4,593.00	$118,120 Land $24,000 Building $94,120
2022			$295,300 Land $60,000 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Chip Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures