347 Cherry Laurel Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 347 Cherry Laurel Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1984
Lot Size0.174 acres (7,562 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Aug 2023)
Tax Bill$6,328 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-7272-7

Property Details

APN / Parcel Number

Primary APNC62-000-741-7272-7
Alternative APNs
  • 12-28-15-50459-000-0580
  • 281512504590000580
  • 152812504590000580
  • R128453

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,367 sqft Living Area
Gross Area2,027 sqft
1st Floor Area1,367 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,562 sqft (0.174 acres)
Lot Dimensions105 ft deep x 72 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area192 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR128453
Street Address347 CHERRY LAUREL DR
CityPALM HARBOR
StateFL
Zip34683-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAUREL OAK WOODS LOT 58
Legal Range15E
Legal Township28S
Legal Section12
Legal SubdivisionLAUREL OAK WOODS
Legal Tract50459
Legal Lot Number58
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4004
Census Tract27207

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address347 CHERRY LAUREL DR, 34683, PALM HARBOR, FL 34683-4822
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 12, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 26, 2019Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleDec 26, 2019 · Amount on Record
Deed Document Number2023211276
Deed Book / Page22535 / 1152
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 15, 2023
Property Address347 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4822
Document Number0225351152
Book / Page22535 / 1152
Map ReferenceMB 82 PG 101
Instrument DateAug 10, 2023
Instrument2023211276
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,143.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6140 PIER DR, DENVER, NC 28037-0830

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4822

Mortgage

Document Number0225351154
DateAug 15, 2023
Instrument22535/1154
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address347 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4822
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4822

Mortgage

Document Number0214800324
DateApr 12, 2021
Book Page21480/324
Instrument2021118349
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 26, 2019
Property Address347 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4822
Document Number0208211416
Book / Page020821 / 001416
Instrument DateDec 20, 2019
Instrument410106
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 CHERRY LAUREL DR PALM HARBOR FL 346834822, PALM HARBOR, FL 34683-4822

Mortgage

Document Number208211418
DateDec 26, 2019
Book Page020821/001418
Instrument410107
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,328.00 (+78.35%) Homeowner's exemption$382,891 (+66.36%) Land $127,818 Building $255,073$382,891 (+12%) Land $127,818 Building $255,073
2023$3,548.00 (+3.11%) Homeowner's exemption$230,165 (+3%)$341,876 (+15.48%) Land $167,255 Building $174,621
2022$3,441.00 Homeowner's exemption$223,461$296,060 Land $163,956 Building $132,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1982–2015)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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