Pinellas County property record for 346 Cherry Laurel Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1984 |
| Lot Size | 0.174 acres (7,558 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Feb 2026) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-7269-3 |
| Primary APN | C62-000-741-7269-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,558 sqft (0.174 acres) |
| Lot Dimensions | 105 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 220 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128450 |
|---|---|
| Street Address | 346 CHERRY LAUREL DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAUREL OAK WOODS LOT 55 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | LAUREL OAK WOODS |
| Legal Tract | 50459 |
| Legal Lot Number | 55 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 27207 |
Source: Pinellas County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Deed Document Number | 202645891 |
| Deed Book / Page | 23460 / 198 |
| Prior Transfer Date | Sep 29, 2008 |
| Prior Transfer Doc | 0164350351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 346 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4821 |
| Document Number | 0234600198 |
| Book / Page | 23460 / 198 |
| Map Reference | MB 82 PG 101 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026045891 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | ABI ROAD LAND AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 OVERSTREET CT, PALM HARBOR, FL 34683-5645 |
| Name | Verified Name |
|---|---|
| Address | 346 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4821 |
| Document Number | 0023460200 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 23460/200 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (+3.68%) | $135,036 (+5.99%) | $381,228 (+1.43%) Land $140,351 Building $240,877 |
| 2024 | $1,687.00 (+2.37%) | ||
| 2023 | $1,648.00 (+4.04%) Homeowner's exemption Senior Citizen's exemption | $127,408 (+3%) | $375,854 (+15.03%) Land $184,859 Building $190,995 |
| 2022 | $1,584.00 Homeowner's exemption Senior Citizen's exemption | $123,697 | $326,738 Land $181,679 Building $145,059 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1982–2015) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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