3430 Melissa Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 3430 Melissa Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,310 sqft · built 2002
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-6380-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-6380-7`
Alternative APN	`24-4N-23-0000-0001-0140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,310 sqft Heated Area
Gross Area	3,977 sqft
1st Floor Area	2,310 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	48,352 sqft (1.11 acres)
Lot Width	150 ft Width
Garage Type	Carport
Garage Area	650 sqft
Carport	Carport
Porch	Open Porch
Porch Area	1,017 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3430 MELISSA LN
City	CRESTVIEW
State	FL
Zip	32539-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 640 FT E OF SW COR SEC N 322 FT E 150 FT S 322 FT W 150 FT TO BEG
Legal Range	23
Legal Township	04N
Legal Section	24
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer UNKNOWN, CONNECT TITLE AGENCY
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Oct 1, 2025
Transfer Doc	0003775733
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 1, 2025
Property Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107
Document Number	0003775733
Instrument Date	Oct 1, 2025
Instrument	3775733
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, CONNECT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 MELISSA LN, CRESTVIEW, FL 32539-9107
Investor	Possibly a Property Investor

Mortgage

Document Number	0035384554
Date	Apr 12, 2021
Book Page	3538/4554
Instrument	3445715

Lender

Name	BBVA USA
Type	Bank
Address	CRESTVIEW, FL 32536

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 (+3.54%) Homeowner's exemption	$183,047 (+2.9%)	$299,855 (+5.25%) Land $27,773 Building $272,082
2024	$1,469.00 (+3.02%) Homeowner's exemption	$177,888 (+3%)	$284,911 (+0.04%) Land $25,249 Building $259,662
2023	$1,426.00 (+2.59%) Homeowner's exemption	$172,707 (+3%)	$284,797 (+8.53%) Land $23,596 Building $261,201
2022	$1,390.00 Homeowner's exemption	$167,677	$262,424 Land $22,053 Building $240,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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