3469 Gallant Fox Dr, Elgin, IL 60124 Property Records

Kane County property record for 3469 Gallant Fox Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,800 sqft · built 2013
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (May 2016)
Tax Bill$11,327 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-01-499-016

Property Details

APN / Parcel Number

Primary APN05-01-499-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,800 sqft Living Area
Basement Area1,174 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)
Garage Area220 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3469 GALLANT FOX DR
CityELGIN
StateIL
Zip60124-5701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD A LT 633
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number633
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2031
Census Tract850711

Owner

3469 Gallant Fox Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3469 GALLANT FOX DR, ELGIN, IL 60124-5701
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · ARM
PNC MORTGAGE LLC
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2016 · Amount on File
Deed SaleMay 18, 2016 · Amount on File
Prior SaleApr 17, 2013 · Amount on File
Deed Document Number201623944
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3469 GALLANT FOX DR, ELGIN, IL 60124-5701
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyNATIONALINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044028
DateAug 23, 2017
Instrument2017K044028
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3469 GALLANT FOX DR, ELGIN, IL 60124-5701
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000690
DateJan 5, 2021
Instrument2021K000690
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3469 Gallant Fox Dr was $11,327 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,327.00 Homeowner's exemption$156,046 (+7.79%) Land $31,776 Building $124,270$468,325 (+7.79%) Land $95,366 Building $372,959
2024$144,769 Land $29,480 Building $115,289$434,481 Land $88,475 Building $346,005
2022$10,385.00 (+1.59%) Homeowner's exemption$115,721 (+3.51%) Land $28,476 Building $87,245$347,163 (+3.51%) Land $85,428 Building $261,735
2021$10,222.00 Homeowner's exemption$111,797 Land $27,510 Building $84,287$335,391 Land $82,530 Building $252,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3469 Gallant Fox Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3469 Gallant Fox Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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