3465 Gallant Fox Dr, Elgin, IL 60124 Property Records

Kane County property record for 3465 Gallant Fox Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2015)
Tax Bill	$10,435 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01-499-014`

Property Details

APN / Parcel Number

Primary APN	`05-01-499-014`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	3465 GALLANT FOX DR
City	ELGIN
State	IL
Zip	60124-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD A LT 635
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	635
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2031
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3465 GALLANT FOX DR, ELGIN, IL 60124-5701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2015 · Amount on Record
Deed Sale	Jul 6, 2015 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	201534899
Prior Transfer Date	Jun 12, 2015
Prior Transfer Doc	0000034899
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3465 GALLANT FOX DR, ELGIN, IL 60124-5701
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041354
Date	Jul 29, 2020
Instrument	2020K041354

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,435.00 (+8.9%) Homeowner's exemption
2024		$133,951 (+24.91%) Land $29,480 Building $104,471	$402,014 (+24.96%) Land $88,475 Building $313,538
2022	$9,582.00 (-0.47%) Homeowner's exemption	$107,234 (+3.51%) Land $28,476 Building $78,758	$321,702 (+3.51%) Land $85,428 Building $236,274
2021	$9,627.00 Homeowner's exemption	$103,597 Land $27,510 Building $76,087	$310,791 Land $82,530 Building $228,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20