3468 River Rd, Morganton, NC 28655 Property Records

Burke County property record for 3468 River Rd, Morganton, NC 28655 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Lot Size	2.92 acres (127,195 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2024)
Tax Bill	$125 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2730047911`

Property Details

APN / Parcel Number

Primary APN	`2730047911`
Alternative APN	`29731`

Exterior

Lot Area	127,195 sqft (2.92 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3468 RIVER RD
City	MORGANTON
State	NC
Zip	28655-6266
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	3468 RIVER RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LOWER FORK
Census Block Group	1
Census Block	1017
Census Tract	21203

Owner

Source: Burke County records · APN 2730047911

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3446 RIVER RD, MORGANTON, NC 28655-6266
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 09, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	2024267
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 12, 2024
Property Address	3468 RIVER RD, MORGANTON, NC 28655-6266
Document Number	0027240947
Book / Page	2724 / 947
Map Reference	FILE 40403
Instrument Date	Jan 12, 2024
Instrument	2024000267
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1142 3446 RIVER ROAD, FORT MILL, SC 29715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 RIVER RD, MORGANTON, NC 28655-6266

Mortgage

Document Number	2024000268
Date	Jan 12, 2024
Instrument	2024000268

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2029
Change Frequency	5 Years
Min Rate At Change	5.27%
Max Rate At Change	9.27%
Index	5-Year CMT
Max Rate	13.2%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 09, 2019
Property Address	3468 RIVER RD, MORGANTON, NC 28655-6266
Document Number	0024380283
Book / Page	002438 / 000283
Instrument Date	Dec 09, 2019
Instrument	35020
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1142 WILLIAMS RD FORT MILL SC 297159069, FORT MILL, SC 29715-9069

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$125.00 (-0.79%)	$18,981 (-) Land $18,981	$18,981 (-) Land $18,981
2023	$126.00	$18,981 Land $18,981	$18,981 Land $18,981

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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