3446 River Rd, Morganton, NC 28655 Property Records

Burke County property record for 3446 River Rd, Morganton, NC 28655 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,012 sqft Living Area
Lot Size77,101 sqft (1.77 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2024)
Tax Bill$1,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN2730055026
Alternative APN
  • 29730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,012 sqft Living Area
1st Floor1,012 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2010
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area77,101 sqft (1.77 acres)
Garage TypeAttached Garage
Patio Area120 sqft Patio
Porch Area112 sqft Porch
Canopy Area220 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3446 RIVER RD
CityMORGANTON
StateNC
Zip28655-6266
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3446 RIVER RD MORGANTON, NC 28655
JurisdictionBURKE NC
Minor Civil DivisionLOWER FORK
Census Blockgroup1
Census Block1017
Census Tract21203

Owner

Source: Burke County records · APN 2730055026

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3446 RIVER RD, MORGANTON, NC 28655-6266
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Dec 09, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleDec 09, 2019 · Amount on Record
Deed Doc Number2024267
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 12, 2024
Property Address3446 RIVER RD, MORGANTON, NC 28655-6266
Document Number0027240947
Book / Page2724 / 947
Map ReferenceFILE 40403
Instrument DateJan 12, 2024
Instrument2024000267
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1142 3446 RIVER ROAD, FORT MILL, SC 29715

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 RIVER RD, MORGANTON, NC 28655-6266

Mortgage

Document Number2024000268
DateJan 12, 2024
Instrument2024000268
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.27%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2029
Change Frequency5 Years
Min Rate At Change5.27%
Max Rate At Change9.27%
Index5-Year CMT
Max Rate13.2%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateDec 09, 2019
Property Address3446 RIVER RD, MORGANTON, NC 28655-6266
Document Number0024380283
Book / Page002438 / 000283
Instrument DateDec 09, 2019
Instrument35020
Transaction TypeTransfer
Record UpdatedDec 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$110.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1142 WILLIAMS RD FORT MILL SC 297159069, FORT MILL, SC 29715-9069

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,036.00 (+151.46%)$143,071 (+192.78%) Land $19,688 Building $123,383$143,071 (+192.78%) Land $19,688 Building $123,383
2023$412.00$48,866 Land $19,688 Building $29,178$48,866 Land $19,688 Building $29,178

Nearby Properties on River Rd

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