3465 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3465 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	General Agricultural/Rural
Details	1 bd · 1 ba · 552 sqft · built 1969
Lot Size	2.68 acres (116,741 sqft)
Owner	Owner Name on File
Last Sale	$155,280 (Jul 2013)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505137`

Property Details

APN / Parcel Number

Primary APN	`505137`
Alternative APNs	`390433 215507 0000` `108271`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	552 sqft Total Area
1st Floor Area	552 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1969
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	116,741 sqft (2.68 acres)
Porch	Enclosed Porch
Porch Area	64 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	505137
Street Address	3465 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9504
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	R5A
Legal Description	THAT PTN OF LOT 2 RONNONA B SHORT PLAT AS REC BOOK 30 SHORT PLATS PG 34 LY WITHIN TR DAF-N 600 FT OF E 1/2 E 1/2 NW 69 TAMARA
Legal Range	04
Legal Township	39
Legal Section	33
Legal Subdivision	B SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	10702

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3465 E SMITH RD, BELLINGHAM, WA 98226-9504
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Prior Sale	May 7, 2013
Deed Document Number	2130702871
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3465 E SMITH RD, BELLINGHAM, WA 98226-9504
Document Number	2180303183
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3465 E SMITH RD BELLINGHAM WA 982269504, BELLINGHAM, WA 98226-9504

Mortgage

Document Number	2180303183
Date	Mar 29, 2018
Instrument	303183

Lender

Name	KEN & MARSHA ISENHART
Address	6280 EVERSON GOSHEN RD, EVERSON, WA 98247-9764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+144.89%)	$251,969 (+144.87%) Land $245,239 Building $6,730	$274,472 (+26.41%) Land $267,742 Building $6,730
2024	$793.00 (+31.07%)	$102,901 (+22.22%) Land $92,650 Building $10,251	$217,123 (+22%) Land $206,872 Building $10,251
2022		$84,192 Land $75,790 Building $8,402	$177,965 Land $169,563 Building $8,402
2021	$605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Radiate Holdings Cable	1,500 / 50