Whatcom County property record for 3460 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,508 sqft · built 1910 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,741 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3904283200700000 |
| Primary APN | 3904283200700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 952 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Built-in |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 315 sqft |
| Deck Area | 678 sqft |
| Storage Building | 204 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 51577 |
|---|---|
| Old Parcel Number | 3904283200700000 |
| Street Address | 3460 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PTN OF E 584.9 FT OF SE SW LY SELY OF MT BAKER HWY-LY WLY-NLY OF LI DAF-BEAP ON S LI OF SD E 584.9 FT OF SD SUBDIV SD PT |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 28 |
| Legal Subdivision | THAT PTN OF E 584.9 FT OF SE SW LY SELY |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10702 |
Source: Whatcom County records · APN 3904283200700000
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3460 E SMITH RD, BELLINGHAM, WA 98226-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,741.00 (+28.98%) | $744,792 (+16%) Land $281,847 Building $462,945 | $744,792 (+16%) Land $281,847 Building $462,945 |
| 2022 | $642,086 Land $318,663 Building $323,423 | $642,086 Land $318,663 Building $323,423 | |
| 2021 | $4,451.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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