3465 Duluth St, Ranier, MN 56668 Property Records

Koochiching County property record for 3465 Duluth St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 1977
Lot Size	0.38 acres (16,690 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,732 (2026)
Deeds & Mortgages	Dec 2012 Mortgage Apr 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`98-001-13010`

Property Details

APN / Parcel Number

Primary APN	`98-001-13010`
Alternative APN	`20311`

Interior

Stories	1 Story
Building Area	1,808 sqft Gross Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,690 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	60 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20311
Street Address	3465 DULUTH ST
City	RANIER
State	MN
Zip	56668-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 13 & 1/2 VAC AVE
Legal Block	13
Legal Lot Number	1-3
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	1
Census Block	1036
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 153, RANIER, MN 56668-0153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER HOME LOANS INC
Apr 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Apr 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Nov 2, 2005	Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU
Dec 14, 2007	Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3465 DULUTH ST, RANIER, MN 56668-1014
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000276541
Date	Dec 21, 2012
Instrument	A000276541

Lender

Name	DISCOVER HOME LOANS INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2028

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3465 DULUTH ST, RANIER, MN 56668-1014
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000268390
Date	Apr 14, 2010
Instrument	A000268390

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2035

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3465 DULUTH ST, RANIER, MN 56668-1014
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1000268390
Date	Apr 14, 2010
Instrument	1000268390

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2035

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3465 DULUTH ST, RANIER, MN 56668-1014
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000253949
Date	Nov 2, 2005
Instrument	A000253949

Lender

Name	TRUSTAR FCU
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2006

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3465 DULUTH ST, RANIER, MN 56668-1014
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000261298
Date	Dec 14, 2007
Instrument	A000261298

Lender

Name	TRUSTAR FCU
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 13, 2008

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,732.00 (+61.85%) Homeowner's exemption
2025	$1,688.00 (+18.71%)	$234,200 (+49.65%) Land $11,000 Building $223,200	$234,200 (+49.65%) Land $11,000 Building $223,200
2024	$1,422.00 Homeowner's exemption	$156,500 Land $11,000 Building $145,500	$156,500 Land $11,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (2001–2022)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2022 · 6 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ranier serves 565 people · EPA ID MN1360006
Water Source	Purchased surface water from International Falls
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Duluth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures