3492 Duluth St, Ranier, MN 56668 Property Records

Koochiching County property record for 3492 Duluth St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	1,211 sqft · built 1965
Lot Size	0.08 acres (3,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Dec 2019)
Tax Bill	$1,250 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98-001-19120`

Property Details

APN / Parcel Number

Primary APN	`98-001-19120`
Alternative APN	`20335`

Interior

Building Area	1,211 sqft Gross Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,464 sqft (0.08 acres)
Patio Area	200 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20335
Street Address	3492 DULUTH ST
City	RANIER
State	MN
Zip	56668-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 19
Legal Subdivision	RANIER
Legal Block	19
Legal Lot Number	12
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	2
Census Block	2000
Census Tract	790202

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4662 PITTMAN AVE SW, COKATO, MN 55321-4617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer · Commercial Mortgage 1ST NATIONAL BANK
Jun 13, 2017	Deed, Transfer · Commercial Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2019293700
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Dec 13, 2019
Property Address	3492 DULUTH ST, RANIER, MN 56668-1025
Document Number	A000293700
Instrument Date	Dec 10, 2019
Instrument	A000293700
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MOOERS AVE SE, COKATO, MN 55321-4324

Mortgage

Document Number	A000293701
Date	Dec 13, 2019
Instrument	A000293701

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jun 13, 2017
Property Address	3492 DULUTH ST, RANIER, MN 56668-1025
Document Number	A000287723
Instrument Date	Jun 9, 2017
Instrument	A000287723
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MINNESOTA TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 TOWN RD 152, 152, INTERNATIONAL FALLS, MN 56649
Investor	Possibly a Property Investor

Mortgage

Document Number	A000287724
Date	Jun 13, 2017
Instrument	A000287724

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,250.00
2025	$1,250.00 (+45.35%)	$104,600 (+38.18%) Land $3,500 Building $101,100	$104,600 (+38.18%) Land $3,500 Building $101,100
2024	$860.00	$75,700 Land $3,500 Building $72,200	$75,700 Land $3,500 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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