3463 Pine Trce, Lapeer, MI 48446 Property Records

Lapeer County property record for 3463 Pine Trce, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,754 sqft · built 1998
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$28,900 (Aug 1997)
Tax Bill	$1,866 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-013-004-20`

Property Details

APN / Parcel Number

Primary APN	`008-013-004-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,754 sqft Living Area
1st Floor Area	1,746 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	98,446 sqft (2.26 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3463 PINE TRCE
City	LAPEER
State	MI
Zip	48446-2991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 13 T7N R9E PARCEL A BEG AT A PT THAT IS N 1 DEG E 928 FT FROM W 1/4 POST OF SEC 13- TH N 1 DEG E 225 FT; TH N 89 DEG E
Legal Range	09E
Legal Township	07N
Legal Section	13
Legal Subdivision	DIVISION
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2012
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-013-004-20

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3463 PINE TRCE, LAPEER, MI 48446-2991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 1997 · Amount on Record
Deed Sale	Aug 07, 1997 · Amount on Record
Prior Sale	Apr 08, 1997 · Amount on Record
Deed Document Number	19971
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3463 PINE TRCE, LAPEER, MI 48446-2991
Document Number	0028710860
Book / Page	002871 / 000860
Instrument Date	Jan 05, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 PINE TRACE DR LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	0028710860
Date	Jan 12, 2017
Book Page	002871/000860

Lender

Name	SIMPLE MTG
Type	Mortgage Company
Address	FLINT, MI 48532

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,900 (+1.73%)	$281,800 (+1.73%)
2025	$1,866.00 (+15.11%) Homeowner's exemption	$138,500 (+8.54%)	$277,000 (+8.54%)
2023		$127,600	$255,200
2022	$1,621.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 104 locations within half a mile of this property.

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