3425 Pine Trce, Lapeer, MI 48446 Property Records

Lapeer County property record for 3425 Pine Trce, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1998
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Dec 2017)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-013-004-30`

Property Details

APN / Parcel Number

Primary APN	`008-013-004-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,154 sqft Living Area
1st Floor Area	2,154 sqft
Basement Area	2,154 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	87,556 sqft (2.01 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3425 PINE TRCE
City	LAPEER
State	MI
Zip	48446-2991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 13 T7N R9E PARCEL B; BEG AT A PT THAT IS N 1 DEG E 1153 FT & N 89 DEG E 439 FT FROM THE W 1/4 POST OF SEC 13; TH N 89 DEG
Legal Range	09E
Legal Township	07N
Legal Section	13
Legal Subdivision	A DIVISION
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2012
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-013-004-30

Assessment roll updated August 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3425 PINE TRCE, LAPEER, MI 48446-2991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELGA CREDIT UNION
Apr 15, 2022	Intrafamily Transfer, Transfer
Dec 27, 2017	Warranty Deed, Transfer · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jul 23, 2014 · Amount on Record
Deed Book / Page	2938 / 47
Last Transfer Date	Apr 12, 2022
Transfer Doc	0032870685
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3425 PINE TRCE, LAPEER, MI 48446-2991
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 PINE TRCE, LAPEER, MI 48446-2991

Mortgage

Document Number	0034590975
Date	Jun 02, 2025
Book Page	3459/975

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 28, 2035

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Apr 15, 2022
Property Address	3425 PINE TRCE, LAPEER, MI 48446-2991
Document Number	0032870685
Book / Page	3287 / 685
Instrument Date	Apr 12, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3425 PINE TRCE, LAPEER, MI 48446-2991

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3425 PINE TRCE, LAPEER, MI 48446-2991
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 27, 2017
Property Address	3425 PINE TRCE, LAPEER, MI 48446-2991
Document Number	0029380047
Book / Page	002938 / 000047
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Feb 01, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3425 PINE TRCE LAPEER MI 484462991, LAPEER, MI 48446-2991

Mortgage

Document Number	29380051
Date	Dec 27, 2017
Book Page	002938/000051

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2032

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-55.19%) Homeowner's exemption	$224,400 (+7.83%)	$448,800 (+7.83%)
2024	$3,064.00 (+10.49%)
2023		$208,100	$416,200
2022	$2,773.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 104 locations within half a mile of this property.

Nearby Properties on Pine Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures