Berrien County property record for 3463 Michael, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,058 sqft · built 2005 |
| Lot Size | 1.24 acres (54,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $618,000 (Mar 2021) |
| Tax Bill | $8,197 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 17-7445-0012-00-3 |
| Primary APN | 17-7445-0012-00-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| Basement Area | 1,259 sqft |
| Unfinished Basement | 1,259 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 54,058 sqft (1.24 acres) |
| Lot Depth | 495 ft Depth |
| Garage Area | 767 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3463 MICHAEL |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 12 PINE RIDGE |
| Legal Subdivision | PINE RIDGE |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3463 MICHAEL, SAINT JOSEPH, MI 49085-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Prior Sale | Apr 5, 2004 · Amount on Record |
| Deed Book / Page | 3315 / 3159 |
| Prior Transfer Date | Jan 21, 2011 |
| Prior Transfer Doc | 02947/3094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 3, 2021 |
| Property Address | 3463 MICHAEL, SAINT JOSEPH, MI 49085-8646 |
| Document Number | 03315/3159 |
| Book / Page | 3315 / 3159 |
| Map Reference | LB 26 PG 2 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,314.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3463 MICHAEL, SAINT JOSEPH, MI 49085-8646 |
| Document Number | 0033153160 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 3315/3160 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,700 (+3.36%) | $695,400 (+3.36%) | |
| 2025 | $8,197.00 (-1.32%) Homeowner's exemption | $336,400 (+3.03%) | $672,800 (+3.03%) |
| 2024 | $8,307.00 (+5.27%) | ||
| 2023 | $326,500 | $653,000 | |
| 2022 | $7,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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