3447 Michael, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3447 Michael, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 2003
Lot Size	1.13 acres (49,571 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jul 2013)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Dec 2023 Transfer May 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`17-7445-0010-00-1`

Property Details

APN / Parcel Number

Primary APN	`17-7445-0010-00-1`
Alternative APN	`11-17-7445-0010-00-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,258 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,604 sqft
Unfinished Basement	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	49,571 sqft (1.13 acres)
Lot Depth	420 ft Depth
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3447 MICHAEL
City	SAINT JOSEPH
State	MI
Zip	49085-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	LOT 10 PINE RIDGE
Legal Subdivision	PINE RIDGE
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer
May 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2013 · Amount on Record
Deed Sale	Jul 30, 2013 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Book / Page	3045 / 1577
Last Transfer Date	Dec 11, 2023
Transfer Doc	03417/1397
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 11, 2023
Property Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646
Document Number	03417/1397
Book / Page	3417 / 1397
Map Reference	LB 26 PG 2
Instrument Date	Nov 21, 2023
Instrument	2023394413
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 25, 2022
Property Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646
Document Number	003375/805
Book / Page	3375 / 805
Map Reference	LB 26 PG 2
Instrument Date	Apr 1, 2022
Instrument	2022353855
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3447 MICHAEL, SAINT JOSEPH, MI 49085-8646

Mortgage

Document Number	0033750807
Date	May 25, 2022
Instrument	3375-0807

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,100 (+3.05%)	$514,200 (+3.05%)
2025	$5,249.00 (+2.34%) Homeowner's exemption	$249,500 (+2.67%)	$499,000 (+2.67%)
2024	$5,129.00 (+10.23%)
2023		$243,000	$486,000
2022	$4,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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