3462 Harmony Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 3462 Harmony Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1967
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2011)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-086-06-00`

Property Details

APN / Parcel Number

Primary APN	`505-086-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3462 HARMONY LN
City	SPRING VALLEY
State	CA
Zip	91977-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 59 TR 002530
Legal Subdivision	SWEETWATER SPGS
Legal Tract	002530
Legal Block	2
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2015
Census Tract	13503

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Prior Sale	Jan 19, 2011 · Amount on Record
Deed Document Number	2011511192
Prior Transfer Date	Mar 21, 2006
Prior Transfer Doc	0000210190
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121

Mortgage

Document Number	0000017955
Date	Jan 23, 2024
Instrument	2024-0017955

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SPRING VALLEY, CA 91977

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121

Mortgage

Document Number	0000130315
Date	Mar 24, 2022
Instrument	2022-0130315

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 HARMONY LN, SPRING VALLEY, CA 91977-3121

Mortgage

Document Number	0000416233
Date	Jun 4, 2021
Instrument	2021-0416233

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	261 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,369 (+2%) Land $147,383 Building $268,986
2025	$5,473.00 (+7.46%) Homeowner's exemption	$408,206 (+4.04%) Land $144,494 Building $263,712
2023	$5,093.00 (+1.68%) Homeowner's exemption	$392,357 Land $138,884 Building $253,473
2022	$5,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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