San Diego County property record for 3428 Harmony Ln, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1952 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Sep 2017) |
| Tax Bill | $6,580 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-086-10-00 |
| Primary APN | 505-086-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 10,200 sqft (0.234 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3428 HARMONY LN |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-3121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 63 TR 002530 |
| Legal Subdivision | SWEETWATER SPGS |
| Legal Tract | 002530 |
| Legal Block | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13503 |
Source: San Diego County assessment roll, APN 505-086-10-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3428 HARMONY LN, SPRING VALLEY, CA 91977-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC |
| Sep 05, 2017 | Grant Deed, Transfer · FHA Mortgage MISSION HOME MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2017 · Amount on Record |
| Deed Sale | Sep 05, 2017 · Amount on Record |
| Prior Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 2017406593 |
| Prior Transfer Date | Apr 28, 2005 |
| Prior Transfer Doc | 0000401440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3428 HARMONY LN, SPRING VALLEY, CA 91977-3121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3428 HARMONY LN, SPRING VALLEY, CA 91977-3121 |
| Document Number | 0000549236 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021-0549236 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 05, 2017 |
| Property Address | 3428 HARMONY LN, SPRING VALLEY, CA 91977-3121 |
| Document Number | 0000406593 |
| Map Reference | MAP2530 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017-0406593 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3428 HARMONY LN, SPRING VALLEY, CA 91977-3121 |
| Document Number | 0000406594 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 2017-0406594 |
| Name | MISSION HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Document Number | 0000406596 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 2017-0406596 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,849 (+2%) Land $348,173 Building $156,676 | |
| 2025 | $6,580.00 (+7.1%) | $494,951 (+4.04%) Land $341,347 Building $153,604 |
| 2023 | $6,144.00 (+1.55%) | $475,734 Land $328,093 Building $147,641 |
| 2022 | $6,050.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730135032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 397 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
May also be available: California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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