3462 Harmony Dr, Troy, MI 48083 Property Records

Oakland County property record for 3462 Harmony Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,118 sqft · built 1974
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Dec 2005)
Tax Bill$3,358 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-23-404-001

Property Details

APN / Parcel Number

Primary APN88-20-23-404-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories3 Stories
Building Area2,118 sqft Living Area
1st Floor Area1,414 sqft
Basement Area1,414 sqft
Unfinished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions120 ft deep x 85 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck Area400 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3462 HARMONY DR
CityTROY
StateMI
Zip48083-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 1 LOT 246
Legal Range11E
Legal Township2N
Legal Section23
Legal SubdivisionRAINTREE VILLAGE SUB #1
Legal Lot Number246
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3462 HARMONY DR, TROY, MI 48083-5516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2005 · Amount on Record
Deed SaleDec 28, 2005 · Amount on Record
Deed Document Number2005361462
Deed Book / Page36853 / 490
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3462 HARMONY DR, TROY, MI 48083-5516
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3462 HARMONY DR, TROY, MI 48083-5516

Mortgage

Document Number0000141017
DateJun 2, 2021
Book Page56318/72
Instrument141017
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3462 HARMONY DR, TROY, MI 48083-5516
Document Number0000042759
Instrument DateMar 10, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3462 HARMONY DR TROY MI 480835516, TROY, MI 48083-5516

Mortgage

Document Number0000042759
DateMar 21, 2018
Book Page051648/000736
Instrument42759
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,358.00 (-3.84%)
2023$303,020
2022$3,492.00$151,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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