3438 Harmony Dr, Troy, MI 48083 Property Records

Oakland County property record for 3438 Harmony Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,118 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$526,000 (May 2026)
Tax Bill	$6,122 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-404-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-404-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	3 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	1,414 sqft
Unfinished Basement	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3438 HARMONY DR
City	TROY
State	MI
Zip	48083-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 1 LOT 244
Legal Range	11E
Legal Township	2N
Legal Section	23
Legal Subdivision	RAINTREE VILLAGE SUB #1
Legal Lot Number	244
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1009
Census Tract	197200

Owner

Source: Oakland County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5933 DWIGHT AVE, WATERFORD, MI 48327-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
May 13, 2026	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 8, 2022	Warranty Deed, Transfer
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	May 13, 2026 · Amount on Record
Deed Document Number	202666598
Deed Book / Page	61203 / 220
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	0000107864
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 18, 2026
Property Address	3438 HARMONY DR, TROY, MI 48083-5516
Document Number	20260066598
Book / Page	61203 / 220
Instrument Date	Apr 14, 2026
Instrument	202666598
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5933 DWIGHT AVE, WATERFORD, MI 48327-1330
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067953,
Date	May 18, 2026
Instrument	202667953

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 13, 2026
Property Address	3438 HARMONY DR, TROY, MI 48083-5516
Document Number	20260065149
Book / Page	61194 / 70
Instrument Date	Jan 29, 2026
Instrument	202665149
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Tax	$398,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6 PENN CTR W, PITTSBURGH, PA 15276-0108

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 8, 2022
Property Address	3438 HARMONY DR, TROY, MI 48083-5516
Document Number	0000364252
Book / Page	57671 / 551
Map Reference	LB 138 PG 12
Instrument Date	Mar 31, 2022
Instrument	364252
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3438 HARMONY DR, TROY, MI 48083-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 HARMONY DR, TROY, MI 48083-5516

Mortgage

Document Number	0057652345
Date	Apr 8, 2022
Instrument	57652/345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 8, 2022
Property Address	3438 HARMONY DR, TROY, MI 48083-5516
Document Number	0000364252
Book / Page	57671 / 551
Map Reference	LB 138 PG 12
Instrument Date	Mar 31, 2022
Instrument	364252
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3438 HARMONY DR, 3438, TROY, MI 48083-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 HARMONY DR, TROY, MI 48083-5516

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2018
Property Address	3438 HARMONY DR, TROY, MI 48083-5516
Document Number	0000107864
Book / Page	051947 / 000320
Instrument Date	Jun 6, 2018
Instrument	107864
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3438 HARMONY DR TROY MI 480835516, TROY, MI 48083-5516

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	$6,122.00 (+2.39%)
2024	$5,979.00

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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