Lake County property record for 3460 Tumbling River Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,991 sqft · built 2006 |
| Lot Size | 0.243 acres (10,602 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $320,000 (Apr 2008) |
| Tax Bill | $2,887 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-26-0801-000-07900 |
| Primary APN | 11-23-26-0801-000-07900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,991 sqft Living Area |
| 1st Floor Area | 2,535 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,602 sqft (0.243 acres) |
| Garage Type | Finished |
| Garage Area | 639 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3846909 |
|---|---|
| Street Address | 3460 TUMBLING RIVER DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 79 ORB 3615 PG 1302 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | HARTWOOD RESERVE |
| Legal Phase | 2 |
| Legal Tract | 801 |
| Legal Lot Number | 79 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31308 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3460 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NORTHWEST NA |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2008 · Amount on Record |
| Deed Sale | Apr 21, 2008 · Amount on Record |
| Deed Document Number | 2008048292 |
| Deed Book / Page | 3615 / 1302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3460 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3460 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Document Number | 0058340537 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 5834/537 |
| Instrument | 2021156148 |
| Name | WELLS FARGO BANK NORTHWEST NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3460 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054270978 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 5427/0978 |
| Instrument | 2020023405 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216,340 (+5.98%) Land $100,000 Building $116,340 | $471,905 (+7.79%) Land $100,000 Building $371,905 | |
| 2024 | $2,887.00 (+2.16%) | ||
| 2023 | $2,826.00 (+3.33%) Homeowner's exemption | $204,130 (+3%) | $437,819 (+18.04%) Land $100,000 Building $337,819 |
| 2022 | $2,735.00 Homeowner's exemption | $198,190 | $370,894 Land $43,000 Building $327,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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