Lake County property record for 3456 Tumbling River Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,257 sqft · built 2006 |
| Lot Size | 0.243 acres (10,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2018) |
| Tax Bill | $3,585 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-26-0801-000-08000 |
| Primary APN | 11-23-26-0801-000-08000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| 1st Floor Area | 2,257 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,625 sqft (0.243 acres) |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3846910 |
|---|---|
| Street Address | 3456 TUMBLING RIVER DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 80 ORB 5132 PG 821 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | HARTWOOD RESERVE |
| Legal Phase | 2 |
| Legal Tract | 801 |
| Legal Lot Number | 80 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31308 |
3456 Tumbling River Dr is owned and occupied by an individual who bought it in June 2018.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS FCU |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Prior Sale | Mar 15, 2007 · Amount on File |
| Deed Document Number | 2018075655 |
| Deed Book / Page | 5132 / 0821 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Document Number | 0062060090 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 6206/90 |
| Instrument | 2023109042 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Document Number | 0058212298 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5821/2298 |
| Instrument | 2021147653 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054601457 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 5460/1457 |
| Instrument | 2020046853 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 6, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 29, 2018 |
| Property Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Document Number | 0051320821 |
| Book / Page | 5132 / 0821 |
| Map Reference | MB 57 PG 25 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2018075655 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | METES AND BOUNDS TITLE COMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8644 WOODBRIAR DR, 8644, SARASOTA, FL 34238-5657 |
| Name | Verified Name |
|---|---|
| Address | 3456 TUMBLING RIVER DR, CLERMONT, FL 34711-8958 |
| Document Number | 2018075656 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018075656 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,380 Land $100,000 Building $158,380 | $403,493 Land $100,000 Building $303,493 | |
| 2024 | $3,585.00 (+2.05%) | ||
| 2023 | $3,513.00 (+3.17%) Homeowner's exemption | $243,790 (+3%) | $373,734 (+21.07%) Land $100,000 Building $273,734 |
| 2022 | $3,405.00 Homeowner's exemption | $236,690 | $308,683 Land $43,000 Building $265,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3456 Tumbling River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3456 Tumbling River Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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