3460 Carnelian Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3460 Carnelian Ln, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,568 sqft · built 1990
Lot Size0.92 acres (4,008 sqft)
OwnerCompany Name on File
Last Sale$220,000 (Sep 2009)
Tax Bill$3,168 (2025)
Deeds & MortgagesFeb 2018 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN168-271-34-00

Property Details

APN / Parcel Number

Primary APN168-271-34-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area4,008 sqft (0.92 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3460 CARNELIAN LN
CityOCEANSIDE
StateCA
Zip92056-4853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 50 TR 011029
Legal SubdivisionEMERALD LAKE HOMES
Legal Tract011029
Legal Block3
Legal Lot Number50
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract19809

Owner

3460 Carnelian Ln is owned by a company that acquired it in February 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3460 CARNELIAN LN, OCEANSIDE, CA 92056-4853
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2009 · Amount on File
Deed SaleSep 4, 2009 · Amount on File
Prior SaleOct 7, 1997 · Amount on File
Deed Document Number2009499493
Last Transfer DateFeb 2, 2018
Transfer Doc0000071211
Record UpdatedOct 29, 2026

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2018
Property Address3460 CARNELIAN LN, OCEANSIDE, CA 92056-4853
Document Number0000071211
Map ReferenceMAP 11029
Instrument DateFeb 2, 2018
Instrument2018-0071211
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 CARNELIAN LN, OCEANSIDE, CA 92056-4853

Mortgage

Document Number0000071212
DateFeb 22, 2018
Instrument2018-0071212
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.31%
Type Change DateMar 1, 2019
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 3460 Carnelian Ln was $3,168 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$289,643 (+2%) Land $157,989 Building $131,654
2025$3,168.00 Homeowner's exemption$283,965 Land $154,892 Building $129,073
2023$2,912.00 (+0.31%) Homeowner's exemption$272,940 Land $148,878 Building $124,062
2022$2,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3460 Carnelian Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 Carnelian Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Carnelian Ln

Nearby Streets

Search Property Records by Address or Parcel Number